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FROM <br />(MON)MAR 2 2000 10:00ZST.10:08/No.752076SM07 P a <br />IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION 1S WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does It <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />-- ..w 11-'.0) 9 OT 3 FrA;SUZOZ <br />