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IMPORTANT <br />It the certificate Bolder Is an ADDITIONAL INSUREt7, the policy(vies) must be endorsed. A statement <br />on this certificate does not oonfer rights tathe certificate holder in lieu of such endorsements). <br />If SUBROGATION IS WAFVED, subject to the terms and conditions of the policy, certain pelices may <br />require an endorsement. A statement on this cartificate does not confer rights to the certMcaEa <br />holder in liars of such endorsement(s). <br />DISCLAIMER <br />The CerMcate of Insurance on the reverse side of this farm does not constitute a contract between <br />the Fasufng insurers). aLEthortzed representative or producer, and the eerUlicate hofder, nor does It <br />effirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon_ <br />ACO Ro 25S (2001Otij 2 C43 *M46258 <br />