WELDY, SCOTT, DBA SERRANO ANIMAL & BIRD HOSPITAL - 2008

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AUG-29-2008 10:04 FROM:CUMA 9166469183 TO:7145714209 P.3/6 4. Blanket Waiver of Subrogation Section 11 - Liability Coverage, Part K. Liability and Medical Payments General Conditions, is amended to include: 6. Transfer of Rights of Recovery Against Oth- ers to us .and Blanket Waiver of Subrogation a. If the insured has rights to recover all or part of any payment we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair those rights. At our request, the insured will bring suit or transfer those rights to us and help us enforce them. b. if required by a written insured contract, we waive any right of recovery we may have against any person or organization because of payments we snake for injury or damage arising out of your operations Or your work for that person or organ- ization. 5. Broadened Named Insured Section 11 - Liability Coverage, Part 1. Who Is An Insured, Item 4. is replaced with- 4. All of your subsidiaries, companies, corpo- rations, firms, or organizations, as now or hereafter constituted, qualify as Named In- sured under this policy if: (a) you have the resptmsihility of placing in- Surance for each such entity; and (b) coverage for the entity is not otherwise more specifically provided; and (c) the entity is incorporated or organized under the laws of the United States of America. Buteach entity is insured only while you own, during the policy period, a controlling interest in such entity of greater than 50% of the stock or assets. However: (a) Coverage under this provision is afforded only until tlhe end of the policy period, or the 12 month anniversary of the policy inception date, whichever is earlier; (h) Coverage C does not apply to bodily in- jury or Property damage that occurred AB9189 B-M before you acquired or formed the or- ganization; (c) Coverage C does not apply to personal injury or advertising injury arising out of an ofl+ nse comrnitted before you ac- quired or formed the organization. 6. Medical Payments Unless Coverage D. Medical Payments is excluded from this policy: A. Section II - Liability Coverage, Part H. Ex- clusions, Item 2.f. is replaced with: f. Included within the products -completed operations hazard. However, this exclu- sion does not apply to expenses for den- tal services. B. Section 11 - Liability Coverage, Part G. Cov- erage, Item 2., is amended to include: C. Coverage D. Medical Payments is pri- mary and not contributing with any other insurance, even if that other insur- ance is primary also- 7. Tenant's Legal l..iability A. Section III - Liability Coverage, Part J. Li- ability and Medical Payments Limits of In- surance, Item 3. is replaced with: 3- The most we will pay under Coverage C - Liability for damages because of prop- erty damage to premises while rented to you, temporarily occupied by you with the permission of the owner, or managed by you under a written agreement with the owner: a. arising out of any Covered Cause of Loss shall be the greater of_ (1) $1,000,000;or (2) The Tenant's Legal Liability limit shown in the Declarations. 8. Chartered Aircraft Section It - Liability Coverage, Coverage C, Part H. Exclusions, Item I.g. is amended to include: (5) An aircraft in which you have no ownership interest and that you have chartered with crew. Page 3 of 6 Fax from : 9166469183 08/29/08 11:03 Pg: 3