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IMPORTANT <br />if the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A siafernent <br />on this certificate does not confer rights to the certlflcate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse slde of this form does not conslltute a contract between <br />the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />afflrmativety or negatively amend, extend or alter the coverage afforded by the polices fisted thereon. <br /> <br />ACORD z5-s (2001108) 2 of 2 #39()893 <br />