Laserfiche WebLink
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE I <br />HARTFORD <br />VETERINARIAN'S PROFESSIONAL LIABILITY COVERAGE <br />This endorsement modifies insurance provided under the following: <br />BUSINESS LIABILITY COVERAGE FORM <br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply <br />Solely with respect to the "wrongful acts" coverage provided by this endorsement, the Business Liability Coverage Form is <br />amended as follows: <br />A. COVERAGES <br />1. Paragraph a. of the Insuring Agreement of Section A. COVERAGES is deleted and replaced by the following: <br />Insuring Agreement <br />a. We will pay those sums that the insured becomes legally obligated to pay as "damages" because of "bodily <br />injury", "property damage" or "personal and advertising injury' as a result of a "wrongful act" to which this <br />insurance applies. We will have the right and duty to defend the insured against any claim or "suit" seeking <br />those "damages". However, we will have no duty to defend the insured against any claim or "suit" seeking <br />"damages" for "wrongful acts" to which this insurance does not apply. <br />We may, at our discretion, investigate any alleged "wrongful act" to which this insurance applies, and, with the <br />insured's written consent, settle any claim or "suit" that may result. If the insured refuses to consent to a <br />reasonable settlement recommended by us and acceptable to the claimant, then our liability to pay <br />"damages" and Supplementary Payments shall not exceed the amount which we would have paid for <br />"damages" and Supplementary Payments at the time the claim or "suit" could have been settled. But: <br />(1) The amount we will pay for "damages" is limited as described in Section D. LIABILITY AND MEDICAL <br />EXPENSES LIMITS OF INSURANCE; and <br />(2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment <br />of judgments or settlements to which this insurance applies. <br />No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for <br />under Paragraph 3. Coverage Extension - Supplementary Payments. <br />2. Paragraphs 1.b.(1)(a) and 1.b.(1)(b) of the Insuring Agreement of Section A. COVERAGES are deleted and <br />replaced by the following: <br />b. This insurance applies <br />(1) to a "wrongful act" only if the "wrongful act": <br />(a) Takes place in the "coverage territory"; and <br />(b) Occurs during the policy period. <br />3. Paragraph 3.a.(2) of Coverage Extension — Supplementary Payments of Section A. COVERAGES, does not <br />apply to the coverages provided by this endorsement. <br />B. EXCLUSIONS <br />1. Exclusion 1 J. of Section B. EXCLUSIONS does not apply to injury or damage resulting from "wrongful acts". <br />2. Exclusion 1.k.(4) of Section B. EXCLUSIONS does not apply to injury or damage resulting from "wrongful acts" <br />committed upon animals in the care, custody or control of the insured. <br />3. The following exclusions are added to Section B. EXCLUSIONS: <br />This insurance does not apply to any "wrongful act", claim or "suit" arising out of or in any way related to: <br />a. Any injury or damage for which the insured is obligated to pay "damages" by reason of the assumption of <br />liability in a contract or agreement, including but not limited to liability assumed by an insured under any <br />agreement guaranteeing the result of any treatment. <br />Form SL 50 86 12 19 Page 1 of 5 <br />© 2019, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />