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,0• . <br />ill <br />If the certificate holder is an AD DITiONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement (s). <br />if SUBROGATION IS VVAIVEO, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such enclorsement(s)- <br />DISCLAIMER <br />The Ceft�i cat+, of Insurance on the reverse side of this form does not constitute a contract between <br />the ssuino insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 (2001108) <br />