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A. The death or injury of any person, including Tenant or any person who is an employee or agent <br />of Tenant, or by reason of the damage to or destruction of any property, including property owned by Tenant <br />or by any person who is an employee or agent of Tenant, from any cause whatever while that person or <br />property is in or on the Premises or in any way connected with the Premises or with any of the Improvements <br />or personal property on the Premises; <br />B. The death or injury of any person, including Tenant or any person who is an employee or agent <br />of Tenant, or by reason of the damage to or destruction of any property, including property owned by Tenant <br />or any person who is an employee or agent of Tenant, caused or allegedly caused by either (1) the condition of <br />the Premises or some building or improvement on the Premises, or (2) some act or omission on the Premises <br />of Tenant or any person in, on, or about the Premises with the permission and consent of Tenant; <br />C. Any work performed on the Premises or materials furnished to the Premises at the instance or <br />request of Tenant or any person or entity acting for or on behalf of Tenant; or <br />D. Tenant's failure to perform any provision of this lease or to comply with any requirement of law <br />or any requirement imposed on Tenant or the Premises by any duly authorized governmental agency or <br />political subdivision. <br />Section 8.02. Liability Insurance <br />Tenant shall, at Tenant's own cost and expense, procure and maintain during the entire term of this <br />lease a broad form comprehensive coverage policy of public liability insurance issued by an insurance <br />company licensed by the State of California insuring Tenant and Landlord against loss or liability caused by or <br />connected with Tenant's occupation and use of the Premises under this lease in amounts not less than the <br />following: <br />(a) Public liability and property damage insurance with a single combined liability limit of not less <br />than $1,000,000.00 (One Million Dollars) insuring against all liability of Tenant and its authorized <br />representatives arising out of and in connection with Tenants use or occupancy of the Premises. Said <br />insurance shall name Landlord as additional insured and be primary. <br />Section 8.03. Fire and Casualty Insurance <br />Tenant shall, at Tenant's own cost and expense, at all times during the term of this lease, keep all <br />Improvements on the Premises insured for their full replacement value by insurance companies authorized to <br />do business in the State of California against loss or destruction by fire and the perils commonly covered <br />under the standard extended coverage endorsement to fire insurance policies in the county where the Premises <br />are located. For as long as there is any Leasehold Encumbrance in existence, that policy shall also contain a <br />standard lender endorsement. Said insurance shall be primary, and shall meet the requirements of section <br />8.02(b) of this Lease. <br />Section 8.04. Specific Perils to Be Insured <br />Notwithstanding anything to the contrary contained in Section 8.03 of this lease, the insurance required <br />by Section 8.03 of this lease shall, whether or not included in the standard extended coverage endorsement <br />referred to in Section 8.03, insure all Improvements on the Premises against loss or destruction by windstorm, <br />cyclone, tornado, hail, explosion, riot, riot attending a strike, civil commotion, malicious mischief, vandalism, <br />aircraft, fire, smoke damage, and sprinkler leakage. Furthermore, the insurance required by Section 8.03 of <br />this lease during the construction of the Community Center described in Article 5 shall include coverage for <br />course of construction, vandalism, and malicious mischief, insuring the Community Center during its <br />construction and all materials delivered to the site of the Community Center for their full insurable value. <br />10 <br />