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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certiricate does not confer rights to the certificate <br />holder in Ileu of such endorsement(s). <br />DISCLAIMER <br />This Certificate of Insurance does not constitute a contract between the issuing Insurer(s), authorized <br />representative or producer, and the certificate holder, nor does It affirmatively or negatively amend, <br />extend or alter the coverage afforded by the policies listed thereon. <br />25 f2009/011 <br />CEW 50., 6410670 CLIM COOS, Ginnie Ginnie Clarke 12/9/2009 10340,41 Tit Page 2 of 3 <br />