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late: 11/17/2008 Time: 2:39 PM TO: 8 17147313808 <br />Page: 003 <br />IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this <br />certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies rray require an <br />endorsement A statement on this certificate does not confer rights to the certificate holder it lieu of such <br />endorsement(s)- <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract bet"m the issuing <br />insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively <br />amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 (2001103) _ <br />INS025 %- ---