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JC�.J t:"t Vv I !.YVQ JVCj' <br />IMPORTANT <br />If the certificate nolder is an ACD''TIONA- INSURED, the policy(ies) must be endorsed. A. statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s}. <br />if SUBROGA-ION IS INA IVEC, subject tc the terms and conditions of the policy, certain pollcies ray <br />require an endorsement. A, statement on this certificate does not confer rights to the certificate <br />holder it lieu of such endorsement(s). <br />DISCLAIMER <br />The rertiftcate of Insurance on the reverse side o� this form does not constitute a contras` between <br />the issuing insurer{s , authorized representative or producer, arc, the certificate holder, nor does it <br />affirmatively or negatively amend, e4end or alter the coverage afforded by the policies listed thereor <br />