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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in Ileu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subJect to fhe terms and conditions of the poly, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the cert~cale <br />holder in Ileu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side oT this form does not constNute a contract between <br />the issuing Insurer(s), authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or altar lha coverege afforded by the policies listed thereon. <br />ACORD 25 (2001!08) <br />