LABELLE-MARVIN 1B - 2008 - Laserfiche WebLink

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BUSINESS LIABILITY COYER ? FORM (a) The preparing, approving, or failure to prepare or approve, gaps, ,shop drawings, opinions, reports, surveys, field orders, change orders, designs or drawings and specifications; or (b) Supervisory, Inspection, architectural or engineering activities, The limits of insurance that appy to additional Insureds are described In Section D. — Limits Or insurance. How this insurance applies when other insurance is available to an additional insured is described In the other insurance Condition in Section E. — Liabltity And Medical Expenses General Conditions. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured In the Declarations. D. LIABILITY AND MEDICAL EXPENSES LIMITS OF INSURANCE I. The Most We WIIi Pay The limits of insurance shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims trade or "suits" brought; or c. Persona or organizations malting claims or bringing *suits". 2. Aggregate Limits The most we will pay for: a. Damages 'because of "bodily injury" and "property damage" included In the "products -completed operations hazard" Is the Products -Completed Operations Aggregate Limit shown in the Declarations. b. Damages because of all other "bodity injury", "property ;damage" or "personal and advertising Injury", including medical expenses, Is the General Aggregate Limit shown in the Declarations. This General Aggregate Limit applies separately to each of your "locations" owned by or rented to you. `Locallon" means premises Involving the some or connecting lots. or premises whose connection is Interrupted only by a streek, roadway or right-of-way of a railroad. Page 14 of 24 I° This General Aggregate limit does not apply to "property damage" to premises while; rented to you or temporarily occupied by you with permission of the owner, arising out of fire, lightning or explosion. 3. Each Occurrence Limit Subject to 2.a. or 2.b above, whichever applies, the most we will: pay for the sum of ail damages because of all "bodily Injury", "property damage" and medical expenses arising out of any one "occurrence" is the Liability and Medical Expenses Limit shown in the Declarations. The most we will pay for all medical expenses because of "bodily Injury' sustained by any one person is the Medical ExpensesLimit shown In the Declarations. 4. Personal And Advertising Injury Limit Subject to 2.b. above, the most we will pay for the sum of all damages because of all "personal and advertising injury" sustained by anyone person or organization Is the Personal and Advertising injury Limit shown in the Declarations. S. Damage To Premises Rented To You Limit The Damage To premises Rented To You Limit is the most we will pay under Business Liability Coverage for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire; lightning or explosion, while rented to you or temporarily occupied by you with permission of the owner. in the case of damage by fire, lightning or explosion, the Damage to Premises Rented To You Limit applies to aA damage proximately caused by the same event, whether such damage results from fire, lightning or explosion or any combination of these. 6. Now Limits Apply To Additional Insureds The most we will pay on behalf of a person or organization who Is an additional insured under this Coverage Part is the lesser of: a. The limits or Insurance specified In a written contract, written agreement or permit Issued by a state or political subdivislon; or b. The Limits of Insurance shown In the Declarations. Such amount shall be a part of and not in addition to the Limits of Insurance shown in the Declarations and described in this Section. Fothm SS 00 08 04 os