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11. TWO OR MORE DEDUCTBLES <br />Under Paragraph D. - DEDUCTIBLE - of SECTION III - <br />PHYSICAL DAMAGE COVERAGE, the following is <br />added.- <br />If <br />dded: <br />If another Hartford Financial Services Group, Inc. <br />company policy or coverage form that is not an <br />automobile policy or coverage form applies to the same <br />"accident', the following applies: <br />(1) If the deductible under this Business Auto <br />Coverage Form is the smaller (or smallest) <br />deductible, it will be waived; <br />(2) If the deductible under this Business Auto <br />Coverage Form is not the smaller (or smallest) <br />deductible, it will be reduced by the amount of the <br />smaller (or smallest) deductible. <br />12 AMENDED DUTIES N THE EVENT OF ACCIDENT, <br />CLAM, SUIT OR LOSS <br />The requirement in LOSS CONDITIONS 2.a. - DUTIES <br />IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR <br />LOSS - ofS ECTION IV - BUSINESS AUTO <br />CONDITIONS that you must notify us of an "accident' <br />applies only when the "accident"is known to: <br />(1) You, if you are an individual; <br />(2) A partner, if you are a partnership; <br />(3) A member, if you are a limited liability company; or <br />(4) An executive officer or insurance manager, if you <br />are a corporation. <br />13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br />If you unintentionally fail to disclose any hazards <br />existing at the inception date of your policy, we will not <br />deny coverage under this Coverage Form because of <br />such failure. <br />Foran HA 99 16 12 99 <br />14 FIRED AUTO - COVERAGE TERRITORY <br />The definition of coverage territory in GENERAL <br />CONDITIONS 7. - POLICY PERIOD, COVERAGE <br />TERRITORY - of SECTION N - BUSINESS AUTO <br />CONDITIONS is amended to add: <br />e. For short-term hired "autos", the coverage territory <br />with respect to Liability Coverage is anywhere in <br />the world provided that if the "insured's" <br />responsibility to pay damages for "bodily injury' or <br />property damage" is determined in a "suit," the <br />"suit' is brought in the United States of America, <br />the territories and possessions of the United States <br />of America, Puerto Rico or Canada or in a <br />settlement we agree to. <br />15. WANER OF SUBROGATION <br />TRANSFER OF RIGHTS OF RECOVERY AGAINST <br />OTHERS TO US - of SECTION IV - BUSINESS AUTO <br />CONDITIONS is amended by adding the following: <br />We waive any right of recovery we may have against <br />any person or organization with whom you have a <br />written contract that requires such waiver because of <br />Payments we make for damages under this Coverage <br />Form. <br />16. RESULTANT MENTAL ANGUISH COVERAGE <br />The definition of "bodily injury' in SECTION V - <br />DEFINITIONS is replaced by the following: <br />"Bodily injury' means bodily injury, sickness or disease <br />sustained by any person, including mental anguish or <br />death resulting from any of these. <br />17. EXTEND® CANCELLATION CONDITION <br />Paragraph 2 of the COMMON POLICY CONDITIONS - <br />CANCELLATION - applies except as follows: <br />If we cancel for any reason other than nonpayment of <br />Premium, we will mail or deliver to the first Named <br />Insured written notice of cancellation at least 60 days <br />before the effective date of cancellation. <br />Page 3 of 3 <br />