Laserfiche WebLink
3 AAMa DdED FELLOW E xc lskw <br />EXCLUSION 5 - FELLOW EMPLOYEE - of SECTION <br />11 - LIABILITY COVERAGE does not appy if you have <br />vworlmrs'compensation insurance in --force covering all <br />ofyour "employees . <br />Coverage is excess over any other collectible <br />insurance_ <br />F1IR®AIJTO PHYSICAL DAMAGE Cp1.E3;VkGE <br />if hired "autos" are covered "autos" for Usibilily <br />Coverage and if Comprehensive, Specified Causes of <br />Loss, or Collision coverages are provided under this <br />Coverage Form for any '"auic" you own, then the <br />Physical Damage Coverages provided are extended to <br />autos" you hire or borrow, subject to the following limit. <br />The most we will pay for "Joss" to any hired "auto" is: <br />(1) $50.000; <br />(2) The actual rash value of the damaged or stolen <br />property at the time of tie "loss"; or <br />(3) The cost of repairing or replacing the damaged or <br />stolen properly, <br />whichever is smallest, minus a deductible. The <br />deductible wilt be equal to the largest deductible <br />applicable to any owned "auto„ for that coverage. No <br />deductible applies to 'loss" caused by fire or lightning. <br />Hired Auto Physical Damage coverage is excess over <br />any other collectible insurance. Subject to the above <br />limit, deductible and excess pmmnsions, we will provide <br />coverage equal to the broadest coverage applicable to <br />any covered ' auto" you own. <br />We vA also cover loss of use of the hired "auto" if it <br />results from an "accidenC, jou ane legally fable and the <br />Ias�or incurs an actual financtal loss, subject to a <br />maximum of $1000 per "accicienf'- <br />This extension of coverage does riot apply to any "auto" <br />you hire from any of your " partners Cf you <br />are a partnership), me tubers (if you are a limited liability <br />company). or members of their households. <br />S. PFIYSICALOANIAGE-ADOfiIOIVALTBYFORARY <br />TRANSPORTATION EDMENGE COVERAGE <br />Paragraph A4 of SECTION III - PHYSICAL DAMAGE <br />COVERAGE is amended to provided a knit of $50 Per <br />day and a maximum knit of $1000. <br />6. LEASE CAP COVERAGE <br />Under SECTION III - PHYSICAL DAMAGE <br />COVERAGE, if a long-term leased "auto" is a covered <br />"auks" and the lessor is named as an A kadorial limned <br />Lessor, we win pay in the event of a total "loss your <br />additional legal obligation to the lessor for any <br />difference between the actual cash value of the "auto' <br />at the time of the "loss" and the "outstanding balance" <br />of the lease. <br />"Outstanding balance' means the amount you owe on <br />the lease at the time of "loss" lees any amounts <br />representirmg taxes; overdue payments; penalties, <br />interest or charges resulting from overdue payments; <br />additional mileage charges, excess wear and tear <br />charges, lease termination fees. <br />7. AIREIAG COVERAGE <br />Under Paragraph B. EXCLUSIONS - of SECTION III - <br />PHYSICAL DAMAGE COVERAGE, the folo%Mng is <br />added: <br />The exclusion relating to mechanical breakdown does <br />not appy to the accidental discharge of an airbag. <br />06 SOUND ISCERANG AND TRANSNaiTINn BQlJpN6VT <br />- EIRCIADBNM COVERAGE <br />Paragraphs BA.c. & d. - EXCLUSIONS - of SECTION <br />III - PHYSICAL DAMAGE COVERAGE do not appy to <br />equipment designed solely for receiving or iansmitting <br />sound and accessories used w1h such equipment <br />provided such equipment is permanently installed in the <br />covered "auto" at the time of the 'loss" or such <br />equipment is removable from a housing unit which is <br />permanently installed in the covered "auto" at the time <br />of the "loss", and such equipment is designed to be <br />solely operated by use of the power from the "auto's' <br />electrical system, in or upon the covered "auto". <br />9 E)M:tA 1250 S - EIRDAD9N® COVERAGE <br />Under Paragraph A - COVERAGE - of SECTION 111 - <br />PHYSICAL DAMAGE COVERAGE, vve will pay for the <br />expense of returning a stolen covered 'auto" b you. <br />IM GLASS RE1121AIR -VVAJV1ER OF DEIyJGf1BLE <br />Under Paragraph D - DEDUCTIBLE - of SECTION III - <br />PHYSICAL DAMAGE COVERAGE, the following is <br />added: <br />No deducible applies to glass danage If the glass is <br />repaired rather than replaced. <br />Form FIA 99 16 12 99 Peee 2 of 3 <br />