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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on <br />tt2~~s certificate does not confer the rights to the certificate holder in lieu of such endorsement (s). <br />C ~' SU i3i20GATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />rc~tu~zr an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu <br />ul';;i:ch endorsement (s). <br />DISCLAIMER <br />"i'he =_'crtificate of Insurance on the reverse side of this form does not constitute a contract between the issuing <br />insurer (s), authorized representative or producer, and the certificate holder, nor does it affirmatively or <br />~~cti~titivt~ly amend, extend or alter the coverage afforded by the policies listed thereon. <br />