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OB3J114022 <br /> COMMON POLICY CONDITIONS <br /> All Coverage Parts included in this policy are subject to the following conditions. <br /> A. Cancellation b. Give you reports on the conditions we <br /> 1. The first Named Insured shown in the find; and <br /> Declarations may cancel this policy by c. Recommend changes. <br /> mailing or delivering to us advance written 2. We are not obligated to make any <br /> notice of cancellation. inspections, surveys, reports or <br /> 2. We may cancel this policy by mailing or recommendations and any such actions we <br /> delivering to the first Named Insured written do undertake relate only to insurability and <br /> notice of cancellation at least: the premiums to be charged. We do not <br /> a. 10 days before the effective date of make safety inspections. We do not <br /> cancellation if we cancel for nonpayment undertake to perform the duty of any person <br /> of premium; or or organization to provide for the health or <br /> safety of workers or the public. And we do <br /> b. 30 days before the effective date of not warrant that conditions: <br /> cancellation if we cancel for any other <br /> a. Are safe or healthful; or <br /> reason. <br /> 3. We will mail or deliver our notice to the first b. Comply with laws, regulations, codes or <br /> Named Insured's last mailing address known standards. <br /> to us. 3. Paragraphs 1. and 2. of this condition apply <br /> 4. Notice of cancellation will state the effective not only to us, but also to any rating, <br /> date of cancellation. The policy period will advisory, rate service or similar organization <br /> end on that date. which makes insurance inspections, surveys, <br /> 5. If this policy is cancelled, we will send the reports or recommendations. <br /> first Named Insured any premium refund 4. Paragraph 2. of this condition does not apply <br /> due. If we cancel, the refund will be pro rata. to any inspections, surveys, reports or <br /> If the first Named Insured cancels, the refund recommendations we may make relative to <br /> may be less than pro rata. The cancellation certification, under state or municipal <br /> will be effective even if we have not made or statutes, ordinances or regulations, of <br /> offered a refund. boilers, pressure vessels or elevators. <br /> 6. If notice is mailed, proof of mailing will be E. Premiums <br /> sufficient proof of notice. The first Named Insured shown in the <br /> B. Changes Declarations: <br /> This policy contains all the agreements between 1. Is responsible for the payment of all <br /> you and us concerning the insurance afforded. premiums; and <br /> The first Named Insured shown in the 2. Will be the payee for any return premiums <br /> Declarations is authorized to make changes in we pay. <br /> the terms of this policy with our consent. This F. Transfer Of Your Rights And Duties Under This <br /> policy's terms can be amended or waived only Policy <br /> by endorsement issued by us and made a part <br /> of this policy. Your rights and duties under this policy may not <br /> be transferred without our written consent <br /> C. Examination Of Your Books And Records except in the case of death of an individual <br /> We may examine and audit your books and named insured. <br /> records as they relate to this policy at any time If you die, your rights and duties will be <br /> during the policy period and up to three years transferred to your legal representative but only <br /> afterward. while acting within the scope of duties as your <br /> D. Inspections And Surveys legal representative. Until your legal <br /> 1. We have the right to: representative is appointed, anyone having <br /> proper temporary custody of your property will <br /> a. Make inspections and surveys at any have your rights and duties but only with <br /> time; respect to that property. <br /> 88114468 IL 00 17 1198 _Pz Sherry Young Copyr0ight,o Insuranpce Services Office, Inc., 1998 Page 1 of 1 <br />