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CITY OF SANTA ANA <br />2009-2010 ANNUAL AcnoN PLAN <br />SUMMARY OF IMPEDIMENTS IDENTIFIED 1N THE ANALYSIS <br />The following is a summary of impediments identified in the AI. It is important to note that. <br />not all of the impediments identified in the analysis are present in Santa Ana.. This <br />summary is based on a regional evaluation: <br />^ A need exists for cost sensitive and effective fair housing counseling that provides <br />comprehensive educational services and fair housing enforceme , <br />~,~~ <br />^ There is a need for apro-active evaluation of fair lendrn~pactices in the region to <br />{`~.: -~: <br />evaluate, explain and eliminate disparity in lending pra ces' by race and national origin. <br />t, <br />^ Local jurisdictions do not have a formal fair hou g education ~ stem in place for <br />employees who impact fair housin issues a `_aannin zonin and code'~nforcement <br />g ~ g l? g/ g <br />staff). ,, t;"~a' ~ <br />^ ~:,,,~ =ass -~ <br />Residents do not have adequate information regai~din; basic housing rights, which may <br />:. <br />lead to an increase in undetected discrimination. ~~ ~=' ., <br />._ . . <br />^ Insurance companies may be targeting; certarn~zip codes, for higher denial rates or <br />different terms and conditions. ' ~ ~` ~ ' 4r ~` "` <br />~ ` .~5- <br />^ r- ~ t~... ,. <br />Local entitlement communiti.es~ may have policies and programs that affect housing <br />development, which may indirectly act as an impediment to fair housing choices. <br />c e' 7-~' <br />Actions to Address Identified Impediments <br />The following actions have been identified in the regional AI and the City of Santa Ana as <br />actions o be taken to address identified impediments to fair housing: <br />~; <br />^ Fair Housing services.;vvill be provided at an effective and responsive level. The Fair <br />i Fem.!, <br />Housing Council of Qrange County submitted a proposal to the City to provide fair <br />;. ,~ <br />~` <br />housing services for 850 Santa Ana resident households. <br />^ The City will utilize existing referral and advocacy resources such as the FHCOC, Orange <br />County Human Relations Commission, and the Legal Aid Society of Orange County, to <br />investigate, address, and refer complaints of unfair or predatory lending practices. <br />^ Appropriate City personnel will be enrolled in applicable educational courses to ensure <br />the most comprehensive fair housing service possible. Housing Authority, code <br />o~~ ai~sio~ 2 ~~-3 9 <br />