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PI-NP-443 (9/03) <br />A. Medical Payments <br />If Medical Payments Coverage (Coverage C.) is not otherwise excluded from this Coverage Part: <br />1. The Medical Expense Limit is changed subject to ail the terms of Limits Of Insurance (Section Ill) <br />to the greater of: <br />a. $15,000; or <br />b. The Medical Expense Limit shown in the Deciaratians of this Coverage part. <br />2. The requirement in the Insuring Agreement of Coverage C,, that expenses must be incurred and <br />reported to us within `one year' of the accident date is changed to `three years." <br />3. Exciusion a, of Coverage C. at your option, does not apply to your volunteer workers or any <br />person or organization under your direct supervision and control. <br />B. Supplementary Payments <br />In the Supplementary Payments -Coverages A. and B. provision: <br />1, The limit for the cast of bail bonds is changed from $260 to $2,640; and <br />2. The limit for loss of earnings is changed from $260 a day to $500 a day. <br />C. Fire, Lightning, Explosion, Smoke and Leaks from Sprinklers <br />tf damage by fire to premises rented to you is not othetwlse excluded from this Coverage Part, the <br />word ` frre` (s changed to 'fire, lightning, explosion, smoke, or leakage from automatic fire protective <br />systems` where it appears in: <br />1. The Llmfts Of Insurance section of the Declarations as the Fire Damage Limit. That limit: <br />a. Is changed subject to all the terms of Limit Of Insurance (Section iII) to the greater of: <br />(1.) $300,400; or <br />(2.) The amount shown in the declarations as the Fire Damage Limit. <br />b. Subject to a. above is the most we will pay to all damage proximately caused by the same <br />event, whether such damage results from fire, lightning, explosion, smoke, or leaks from <br />automatic fire protective systems or any combination thereof. <br />2, The last paragraph of Coverage A. (Section I) after the Exclusions; <br />3, Paragraph 6. of Limits of insurance (Section Ili); <br />4. Paragraph b,(1)(b) of the Other Insurance Condition (Section IV); and <br />5. Paragraph a. of the detinitlon of `insured contract <br />D. Who is An insured <br />Who is An Insured (Section I!) is changed as follows: <br />1. If coverage for newly acquired or formed organizations Is not otherwise excluded from this <br />Coverage Part. paragraph 4,a Is changed to read: <br />a. Coverage under Phis provision is afforded until the end of the pailcy period. <br />2. Each of the following Is also an insured: <br />a. At the first Named Insured's option, your volunteer workers; and <br />b. Your medical directors and administrators, but only white acting within the scope of and during <br />the course of theft duties as such. Such duties do not include the famishing or failure to <br />furnish professional services of any physician or psychiatrist in the treatment of a patient, <br />c. At the first Named Insured's option, any person or organization under your direct supervision <br />and control wh11e providing for you private home respite or foster home care for the <br />developmentally disabled: However, the Insurance afforded by b, above is excess aver any <br />other insurance covering any person or organization under your direct control ar supervision. <br />d. if you are an organization other than a partnership or Joint venture, your managers and <br />supervisors are also insureds, but only with respect to their duties as your managers and <br />supervisors. <br />e. Any organization and subsidiary thereof which you control and act[veiy manage on the <br />effective date of tills Coverage Part. <br />However, the insurance afforded by e. above, for any organization and subsidiary thereaf not <br />named In the Decla-attons as a Named insured, does not apply to injury or damage wHh respect <br />to which an insured under this Coverage Part is also an insured under another policy, or would be <br />an insured under such poticy but for its termination or the exhaustion of its I[mits of insurance. <br />Includes Page 2 of 6 <br />copyright material or the Insurance Services O/llce, Inc. used xdih its pemtlsslon. <br />