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IMPORTANT <br />if the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement{s). <br />if SUBROGATION IS WAIVED, subject to the #erms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certifcate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurers}, authorized representa#ive or producer, and the certificate holder, nor does ft <br />affirmaiively or negatively amend, extend or alter fhe coverage afforded by the policies listed thereon. <br />ACQRD 25-S (20A4lOSl ~ s o ~.~..,.. ~~...,.. <br />..v..-i-*v, .,Ill ~VVJJ-f <br />