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EXHIBIT E <br />INCOME COMPUTATION AND CERTIFICATION <br />I/We, the undersigned state that I/we have read and answered fully, frankly and personally each of the <br />following questions for all persons who are to occupy the house that I/We am/are purchasing. Listed below <br />are the names of all persons who intend to reside in the home: <br />1. Household Composition Information <br />Please provide the following information for all household members who will use the home to be purchased as their <br />permanent residence. <br />Name of Members Age Amount ofJncorne <br />2. Income Sources and Exclusions <br />The following sources are considered income for the purpose of the program you have applied <br />except for the exclusions noted below. <br />(a) all wages and salaries, overtime pay, commissions, fees, tips and bonuses and other compensation for <br />personal services, before payroll deductions; <br />(b) the net income from the operation of a business or profession or from the rental of real or personal <br />property (without deducting expenditures for business expansion or amortization of capital indebtedness or <br />any allowance for depreciation of capital assets), <br />(c) interest and dividends (including income from assets excluded below); <br />(d) the full amount of periodic payments received from social security, annuities, insurance policies, <br />retirement funds, pensions, disability or death benefits and other similar types of periodic receipts, including <br />any lump sum payment for the delayed start of a periodic payment; <br />(e) payments in lieu of earnings, such as unemployment and disability compensation, workmen's <br />compensation and severance pay; <br />