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EXHIBIT F FREE RECORDING REQUESTED PURSUANT TO GOVERNMENT CODE SECTION 27383 When Recorded Mail to: City of Santa Ana 20 Civic Center Plaza (M-37) P.O. Box 1988 Santa Ana, CA 92702-1988 Telefacsimile (714) 667-2225 Attention: Housing Programs Coordinator HOMEBUYER DEED OF TRUST (INCLUDING AFFORDABLE HOUSING DEED RESTRICTIONS) THIS DEED OF TRUST is made as of the day of , 200_, by and between ("Trustor"), whose address is Street, Santa Ana, CA 92701; AmeriNational Community Services, Inc. (the"Trustee"), whose address is 8121 E. Florence Avenue, Downey, CA 90240, and the City of Santa Ana, a charter city and municipal corporation (the "Beneficiary") whose address is 20 Civic Center Plaza (M-37), P.O. Box 1988, Santa Ana, California 92702. FOR GOOD AND VALUABLE CONSIDERATION, including the indebtedness herein recited and the trust herein created, the receipt of which is hereby acknowledged, Trustor hereby irrevocably grants, transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions hereinafter set forth, the property located in the City of Santa Ana, County of Orange, State of California, that is described in the property description attached hereto as Exhibit A and by this reference incorporated herein (the "Property"). TOGETHER WITH all issues, profits, royalties, income and other benefits legally or illegally derived from the Property (collectively, the "issues"), provided that so long as Trustor is not in default hereunder, it shall be permitted to control the Property in accordance with the requirements contained herein between the Trustor and the Beneficiary ("Deed") and the Promissory Note ("Note") which documents are on file with the Beneficiary as a public record; TOGETHER WITH all interests, estates or other claims, both in law and in equity which Trustor now has or may hereafter acquire in the Property and the issues; TOGETHER WITH all easements, rights-of--way and rights used in connection therewith or as a means of access thereto, including, without limiting the generality of the foregoing, all tenements, hereditaments and appurtenances thereof and thereto;