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9. Damage to Invitees' Automobiles from Falling
<br />Trees or Tree Limits - Limited Coverage
<br />This coverage applies to direct physical damage to
<br />automobiles owned by invitees subject to all of the
<br />following:
<br />I. Provided such damage originates from trees
<br />on promises owned, managed, leased or rented
<br />by nn insured;
<br />2. Coverage applies only to invitees of an in-
<br />sured or an insured's tenant;
<br />3. Such damage is directly caused by wind -dri-
<br />ven ralIing trees or tree limbs;
<br />4. The most we will pay for any one Ions is the
<br />lowest of:
<br />a. the actual cash value of the damaged au-
<br />tomobile as of the time of the loss; or
<br />b. the cost of repairing the damaged auto-
<br />mobile, or
<br />c. the cost of replacing the damaged auto-
<br />mobile with another automobile of like
<br />kind and quality.
<br />Regardless of the number of occurrences,
<br />losses or claims, this coverage is subject to a
<br />limit of $25,000 in any one policy period;
<br />S. This coverage is not subject to the General
<br />Liability General Aggregate Limit; and
<br />6. We will make paymeltU under this coverage
<br />without regard to fault.
<br />10. Non -Owned or Chartered Watercraft
<br />SECTION I - COVERAGES, COVERAGE A
<br />BODILY INJURY AND PROPERTY DAM-
<br />AGE LIABILITY, 2. Exclusions, item g. Aircraft,
<br />Auto, or Watercraft, item (2), is deleted and re-
<br />placed by the following:
<br />(2) A watercraft you do not own that is:
<br />11. Chartered Aircraft
<br />SECTION I - COVERAGES, COVERAGE A
<br />BODILY INJURY AND PROPERTY DAM.
<br />AGE LIABILITY, 2. Exclusions, g. Aircraft,
<br />Auto Or Watercraft, dein (6), is added as follows:
<br />(6) .An aircmft in which you have no ownership
<br />interest and that you have chartered with
<br />crew.
<br />12. Coverage Territory - Broadened
<br />SECTION V - DEFINITIONS, item 4.a., is de-
<br />Icted and replaced by the following:
<br />a. The United States of America (including its
<br />territories and possessions), Puerto Rica,
<br />Canada, Bermuda, the Bahamas, The Cayman
<br />Islands, and the British Virgin Islands;
<br />13. Personal and Advertising Injury- Contractual
<br />Unless personal and advertising injury is excluded
<br />from this policy the following applies:
<br />SECTION I - COVERAGES, COVERAGE B,
<br />2. Exclusions, item e., is deleted.
<br />14. Fellow Employee Coverage
<br />SECTION II - WHO IS AN INSURED, 2.a.,
<br />item (l) is deleted and replaced by the following:
<br />(1) Personal and advertising Injury:
<br />However, subsections (a), (b), (e) and (d) of item
<br />(1) remain unchanged.
<br />15. Bodily Injury Dellnidon - Broadened
<br />SECTION V - DEFINITIONS, 3. Bodily Injury
<br />is deleted and replaced by the following:
<br />Bodily Injury means bodily injury, sickness or dis-
<br />ease sustained by a person including death or
<br />mental anguish resulting from any of these at any
<br />time. Mental anguish means any type of mental
<br />or emotional illness or disease.
<br />16. Expected or Intended Injury- Amendment to Ex-
<br />clusion
<br />(a) Less than 51 feet long; and SECTION L Coverage A Bodily Injury and Pro-
<br />perty Damage Liability, 2. EXCLUSIONS, a. Ex -
<br />(b) Not being used for public transportation petted or Intended Injury, is deleted and replaced
<br />or as a common carrier; by the following:
<br />CG71$9 12.07
<br />Cupyriaht 2007, Firemm's Fund tnsumnce Company, Novvwv CA. All rights reserved.
<br />includes eopyrighied maleriai of insurance Services orate, tae., wirh ifs permission. Page 5 of 7
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