LIDGARD AND ASSOCIATES, INC. 2B - 2009

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SB -146932-C (Ed. 01108) SBA46932-C Page 2 of 3 (Ed. 01108) (Version 1.0) coverage provided to such additional insureds is entrances, coal holes, driveways, limited as provided herein: manholes, marquees, hoistaway a. Additional Insured — Your Work openings, sidewalk vaults, street banners, or decorations and That person or organization for whom you similar exposures; or do work is an additional insured solely for (b) The construction, erection, or liability due to your negligence specifically removal of elevators; or resulting from your work for the additional insured which is the subject of the written (2) This insurance applies only with contract or written agreement. No respect to operations performed by coverage applies to liability resulting from you or on your behalf for which the the sole negligence of the additional state or political subdivision has insured. issued a permit. The insurance provided to the additional This insurance does not apply to "bodily insured is limited as follows: injury," "property damage" or "personal (1) The Limits of Insurance applicable to and advertising injury" arising out of operations performed for the state or the additional insured are those municipality. specified in the written contract or written agreement or in the c. Controlling Interest Declarations of this policy, whichever a is less. These Limits of Insurance are Any persons or organizations with a inclusive and not in addition to, controlling interest in you but only with the Limits of Insurance shown in the respect to their liability arising out of: Declarations. (1) Their financial control of you; or (2) The coverage provided to the (2) Premises they own, maintain or additional insured by this control while you lease or occupy endorsement and paragraph F.9. of these premises. the definition of "insured contract" under Liability and Medical This insurance does not apply to Expenses Definitions do not apply structural alterations, new construction to "bodily injury" or 'property and demolition operations performed by damage' arising out of the "products- or for such additional insured. completed operations hazard" unless d. Managers or Lessors of Premises required by the written contract or written agreement. A manager or lessor of premises but only (3) The insurance provided to the with respect to liability arising out of the ownership, maintenance or use of that s additional insured does not apply to "bodily "property specific part of the premises leased to injury; damage,' or "personal you and subject to the following additional and advertising injury" exclusions: arising out of the rendering or failure to render any professional services. This insurance does not apply to: b. State or Political Subdivisions (1) Any "occurrence" which takes place A state or political subdivision subject to after you cease to be a tenant in that premises; or the following provisions: o (1) This insurance applies only with (2) Structural alterations, new construction or demolition operations respect to the following hazards for performed by or on behalf of such which the state or political subdivision additional insured. has issued a permit in connection with premises you own, rent, or e. Mortgagee, Assignee or Receiver = Z= control and to which this insurance applies: A mortgagee, assignee or receiver but only with respect to their liability as (a) The existence, maintenance, mortgagee, assignee, or receiver and repair, construction, erection, or arising out of the ownership, removal of advertising signs, maintenance, or use of a premises by awnings, canopies, cellar you. SBA46932-C Page 2 of 3 (Ed. 01108) (Version 1.0)