LIDGARD AND ASSOCIATES, INC. 2B - 2009

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POLICY If: B4022998395 receive from the additional Insured written notice of a claim or "suit." E. With respect only to the insurance provided by this endorsement, the first sentence of Paragraph H.I. Other Insurance Condition in the Businessowners Common Policy Conditions, is deleted and replaced with the following: Other Insurance 1. This insurance Is primary and non-contributory except when rendered excess by this endorsement, or when Paragraph 2, below applies. F. The provisions of the written contract or written agreement do not in any way broaden or amend this Policy. G. Blanket Waiver of Subrogation We waive any right of recovery we may have against: 1. Any person or organization with whom you have a written contract that requires such a waiver. H. Broad Knowledge of Occurrence The following items are added to E. Businessowners General Liability Conditions in the Businessowners Liability Coverage Form: e. Paragraphs a. and b. apply to you or to any additional insured only when such 'occurrence," offense, claim or "suit" is known to: 1. You or any additional insured that is an Individual; (2) Any partner, if you or an additional insured is a partnership; (3) Any manager, if you or an additional Insured is a limited liability company; (4) Any "executive officer" or insurance manager, if you or an additional Insured is a corporation; (5) Any trustee, if you or an additional Insured is a trust; or (6) Any elected or appointed official, if you or an additional insured Is a political subdivision or public entity. This paragraph e. applies separately to you and any additional insured. Bodily Injury Section F. Liability and Medical Expenses Definitions, Item 3. 'Bodily Injury" is deleted and replaced with the following: "Bodily Injury" means bodily Injury, sickness or disease sustained by a person, including death, humiliation, shock, mental anguish or mental injury by SB -146935-C (Ed. 011) SB -146935-C (Ed. 06111) that person at any time which results as a consequence of the bodily injury, sickness or disease. J. Expended Personal and Advertising Injury Dentition A. The following is added to Section F. Liability and Medical Expenses Definitions, Item 14. Personal and Advertising Injury, In the Businessowners General Liability Coverage Form: h. Discrimination or humiliation that results in injury to the feelings or reputation of a natural person, but only if such discrimination or humiliation is: 1. Not done intentionally by or at the direction of.. a. The insured; or b. Any "executive officer," director, stockholder, partner, member or manager (if you are a limited liability company) of the insured; and 2. Not directly or indirectly related to the employment, prospective employment, past employment or termination of employment of any person or person by any insured. B. The following is added to Exclusions, Section B.: (15)Dlscriminatlon Relating to Room, Dwelling or Premises Caused by discrimination directly or indirectly related to the sale, rental, lease or sublease or prospective sale, rental, lease or sublease of any room, dwelling or premises by or at the direction of any insured. (16) Fines or Penalties Fines or penalties levied or imposed by a governmental entity because of discrimination. C: This provision (Expanded Personal and Advertising Injury) does not apply if Personal and Advertising Injury Liability is excluded either by the provisions of the Policy or by. endorsement. 0. Personal and. Advertising Injury Redefined Section F. Liability and Medical Expenses Definitions, item 14, Personal Advertising Injury, Paragraph c. Is replaced by the following: c. The wrongful eviction from, wrongful entry Into, or Invasion of the right of private occupancy of a room dwelling or premises that a person or organization occupies Ii%'p:PC?Vi TO FORMPage 2 of 3 e_ USramE S :lRCK Assistant City Attorn,y&