LIDGARD AND ASSOCIATES, INC. 2B - 2009

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SB -146932-B (Ed. 03!06) coverage provided to such additional insureds is entrances, coal holes, driveways, limited as provided herein: manholes, marquees, hodstaway openings, sidewalk vaults, street a. Additional Insured—Your Work banners, or decorations and That person or organization for whom you similar exposures; or do work is an additional Insured solely for (b) The construction, erection, or liability due to your negligence specifically removal of elevators; or resulting from your work for the additional insured which Is the subject of the written (2) This insurance applies only with contract or written agreement. No respect to operations performed by coverage applies to liability resulting from you or on your behalf for which the the sole negllgenoe of the additional state or political subdivision has Insured. Issued a permit The insurance provided to the additional This insurance does not apply to 'bodily insured is limited as follows: injury,' 'property damage' or 'personal and advertising injury' arising out of (1) The Limits of Insurance applicable to operations performed for the state or the additional Insured are those mundeipality, specified in the written contract or written agreement or In the e. Controlling Interest Declarations of this policy, whichever Any persons or organizations with a is less. These Limits of Insurance are controlling Interest In you but only with inclusive of, and not in addition 10, respect to their liability arising out of: the Limits of Insurance shown In the Declarations. (1) Their financial control of you; or (2) The coverage provided to the (2) Premises they own, maintain or additional insured by this control while you lease or occupy endorsement and paragraph F.9. of these premises. the definition of 'Insured contract' under Liability and This insurance does not apply to not Expenses Definitions do not appy structural alterations, new construction to Gtr property bodily injury' and demolition operations performed by the damage arising out of the producls- d or for such additional Insured. compieted operations hazard' undess d. Managers or Lessors of Premises required by the written contract or written agreement. A manager or lessor of premises but only with respect to liability arising out of the 3 The insurance provided to the () ownership, maintenance or use of that additional Insured does not apply to specific part of the premises leased to 'bodity Injury,' 'property damage; or you and subject to the following additional 'personal and advertising Injury' exclusions: arising out of the rendering or failure to render any professional services. This insurance does not apply to: b. State or Political Subdivisions (1) Any 'occurrence' which takes place attar you cease to be a tenant in that A state or political subdivision subject to premises; or the following provisions: (2) Structural alterations,new (1) This insurance applies on hwith construction or demolition operations respect to the following hazards for performed by or on behalf of such which the state or political additional insured. subdivision has issued a permit In connection with premises you own, a. Mortgagee, Assignee or Receiver rent, or control and to which this A mortgagee, assignee or receiver but insurance applies: only with respect to their liability as (a) The existence, maintenance, mortgagee, assignee, or receiver and repair, construction, erection, or arising out of the ownership, removal of advertising signs, maintenance, or use of a promises by awnings, canopies, cellar you. SB -146932-B Page 2 of 3 (Ed. OWe)