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5. In the event of any change in the identity or powers of persons identified in the Certification above to act on Your <br />behalf, You or Your designee shall notify Us in writing, which when received, shall be adequate to terminate the <br />authorization of the person or persons previously authorized, and to authorize the person or persons thereby <br />substituted. <br />6. All transactions are for Your account and at Your risk, and are subject to the laws and regulations as well as the <br />custom and usage of the marketplace where effected. <br />~. You agree that WFIS, in its discretion, can decline to accept orders for Your account, or may request additional <br />information with respect to such orders prior to the execution thereof. We shall not be liable to You in the event that <br />We decline to accept an order for Your account. <br />8. We may make services available from time to time that allow You to use the Internet, telephone or other electronic <br />means to receive required account documents, standard and customized account reports, market information and <br />data, and other information. These services may also allow You to enter orders for the purchase and sale of securities <br />for Your account. You agree to use the services in accordance with the general terms and conditions of the <br />Commercial Electronic Office® (CEO®) Online Access Agreement, the Terms of Use for CEO, and as set forth in all <br />applications, agreements, instruments, rules, standards, policies, instructions and other documents and forms <br />required to use CEO. You agree that We may terminate Your access to the CEO at any time and without notice to You <br />if You do not comply with the CEO Access Agreement, Terms of Use for CEO, or any other requirements in effect from <br />time to time. You also agree that We may terminate Your access to the CEO if You, in Our sole discretion, determine <br />that You have abused or misused the services in any way. <br />9. In the event that You execute securities purchase or sale transactions through athird-party broker-dealer and request <br />that We settle or clear such transactions on Your behalf, You agree to provide Us with all trade related information <br />immediately upon execution of the transaction. You further agree that We may decline to settle or clear any trade in <br />the event that sufficient funds or securities are not held in Your account. You also agree that We shall be under no <br />obligation to loan securities or funds in connection with trades executed by You through third-party broker-dealers. <br />Io. You understand that unless You have designated another broker, bank or trust company to safe keep or carry Your <br />securities, Your securities account will be carried by, and Your securities will be held in safekeeping by, Wells Fargo <br />Securities, LLC ("WFIS"), a member of the NYSE, FINRA and the Securities Investor Protection Corporation (SIPC). <br />You understand that SIPC covers Your securities held in safekeeping with WFIS. As such, in the event of the <br />insolvency or liquidation of WFIS, customers are protected by SIPC against the 1 oss of securities, up to a maximum of <br />$500,000 per customer, including a maximum of $ioo,ooo for cash claims. You understand that SIPC does not <br />provide any protection whatsoever against investment risk, including the loss of principal on an investment. The <br />protection described above does not apply to securities held in safekeeping by a bank or trust company. You <br />understand that You may obtain additional information about SIPC insurance, including the SIPC brochure, by <br />calling SIPC at 202-37i-8300 or visiting the SIPC website at ww~~.sipc.org. <br />lI. You appoint WFIS as Your agent for the purpose of carrying out Your directions with respect to the purchase and the <br />sale of securities or other property. To carry out the duties herein, We are authorized to open and close brokerage <br />accounts, place and withdraw orders, and take such other steps as We may deem necessary or appropriate to settle <br />transactions for Your account. <br />i2. WFIS is not a bank and is a separate corporate entity from its affiliated banks. Unless otherwise <br />stated, the securities or other property sold, offered or recommended by WFIS are not deposits, are <br />not insured by the Federal Deposit Insurance Corporation, are not guaranteed by a bank affiliated <br />with WFIS, and are not otherwise an obligation or responsibility of any affiliated bank, and may <br />involve investment risk and possible loss of principal. The obligations and commitments of WFIS are <br />not those of any affiliated bank and such bank is not responsible for securities sold or purchased by <br />WFIS. From time to time, a bank or a thrift affiliated with WFIS may lend money to an issuer of securities <br />underwritten or privately placed by WFIS. The prospectus or other offering documents provided in connection with <br />the underwriting or private placement will disclose to the extent required by applicable securities laws (i) the <br />existence of any material lending relationship by an affiliate of WFIS with such an issuer and (ii) whether the <br />proceeds of an issuance of such securities will be used by the issuer to repay any outstanding indebtedness to any <br />WFIS affiliate. <br />i3. You understand and agree that WFIS may tape record any of Your telephone conversations with WFIS. <br />i4. The automated computer systems of WFIS and its trading procedures for equity securities enable WFIS, in those <br />situations where You have not directed WFIS otherwise, to route Your securities orders to market centers, including <br />dealers that, based on Our experience, are capable of providing Your securities orders best execution taking into <br />account factors such as, but not limited to, price, speed of execution and the size of Your securities orders. Whenever <br />2oo9io22-oooi Leve14 Client Agreement-WFIS FR-iio8 64i~2o <br />