5. In the event of any change in the identity or powers of persons identified in the Certification above to act on Your
<br />behalf, You or Your designee shall notify Us in writing, which when received, shall be adequate to terminate the
<br />authorization of the person or persons previously authorized, and to authorize the person or persons thereby
<br />substituted.
<br />6. All transactions are for Your account and at Your risk, and are subject to the laws and regulations as well as the
<br />custom and usage of the marketplace where effected.
<br />~. You agree that WFIS, in its discretion, can decline to accept orders for Your account, or may request additional
<br />information with respect to such orders prior to the execution thereof. We shall not be liable to You in the event that
<br />We decline to accept an order for Your account.
<br />8. We may make services available from time to time that allow You to use the Internet, telephone or other electronic
<br />means to receive required account documents, standard and customized account reports, market information and
<br />data, and other information. These services may also allow You to enter orders for the purchase and sale of securities
<br />for Your account. You agree to use the services in accordance with the general terms and conditions of the
<br />Commercial Electronic Office® (CEO®) Online Access Agreement, the Terms of Use for CEO, and as set forth in all
<br />applications, agreements, instruments, rules, standards, policies, instructions and other documents and forms
<br />required to use CEO. You agree that We may terminate Your access to the CEO at any time and without notice to You
<br />if You do not comply with the CEO Access Agreement, Terms of Use for CEO, or any other requirements in effect from
<br />time to time. You also agree that We may terminate Your access to the CEO if You, in Our sole discretion, determine
<br />that You have abused or misused the services in any way.
<br />9. In the event that You execute securities purchase or sale transactions through athird-party broker-dealer and request
<br />that We settle or clear such transactions on Your behalf, You agree to provide Us with all trade related information
<br />immediately upon execution of the transaction. You further agree that We may decline to settle or clear any trade in
<br />the event that sufficient funds or securities are not held in Your account. You also agree that We shall be under no
<br />obligation to loan securities or funds in connection with trades executed by You through third-party broker-dealers.
<br />Io. You understand that unless You have designated another broker, bank or trust company to safe keep or carry Your
<br />securities, Your securities account will be carried by, and Your securities will be held in safekeeping by, Wells Fargo
<br />Securities, LLC ("WFIS"), a member of the NYSE, FINRA and the Securities Investor Protection Corporation (SIPC).
<br />You understand that SIPC covers Your securities held in safekeeping with WFIS. As such, in the event of the
<br />insolvency or liquidation of WFIS, customers are protected by SIPC against the 1 oss of securities, up to a maximum of
<br />$500,000 per customer, including a maximum of $ioo,ooo for cash claims. You understand that SIPC does not
<br />provide any protection whatsoever against investment risk, including the loss of principal on an investment. The
<br />protection described above does not apply to securities held in safekeeping by a bank or trust company. You
<br />understand that You may obtain additional information about SIPC insurance, including the SIPC brochure, by
<br />calling SIPC at 202-37i-8300 or visiting the SIPC website at ww~~.sipc.org.
<br />lI. You appoint WFIS as Your agent for the purpose of carrying out Your directions with respect to the purchase and the
<br />sale of securities or other property. To carry out the duties herein, We are authorized to open and close brokerage
<br />accounts, place and withdraw orders, and take such other steps as We may deem necessary or appropriate to settle
<br />transactions for Your account.
<br />i2. WFIS is not a bank and is a separate corporate entity from its affiliated banks. Unless otherwise
<br />stated, the securities or other property sold, offered or recommended by WFIS are not deposits, are
<br />not insured by the Federal Deposit Insurance Corporation, are not guaranteed by a bank affiliated
<br />with WFIS, and are not otherwise an obligation or responsibility of any affiliated bank, and may
<br />involve investment risk and possible loss of principal. The obligations and commitments of WFIS are
<br />not those of any affiliated bank and such bank is not responsible for securities sold or purchased by
<br />WFIS. From time to time, a bank or a thrift affiliated with WFIS may lend money to an issuer of securities
<br />underwritten or privately placed by WFIS. The prospectus or other offering documents provided in connection with
<br />the underwriting or private placement will disclose to the extent required by applicable securities laws (i) the
<br />existence of any material lending relationship by an affiliate of WFIS with such an issuer and (ii) whether the
<br />proceeds of an issuance of such securities will be used by the issuer to repay any outstanding indebtedness to any
<br />WFIS affiliate.
<br />i3. You understand and agree that WFIS may tape record any of Your telephone conversations with WFIS.
<br />i4. The automated computer systems of WFIS and its trading procedures for equity securities enable WFIS, in those
<br />situations where You have not directed WFIS otherwise, to route Your securities orders to market centers, including
<br />dealers that, based on Our experience, are capable of providing Your securities orders best execution taking into
<br />account factors such as, but not limited to, price, speed of execution and the size of Your securities orders. Whenever
<br />2oo9io22-oooi Leve14 Client Agreement-WFIS FR-iio8 64i~2o
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