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IMPORTANT <br />if the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate dads not confer rights to the cartiescate holder in lieu of such endorsement(s)- <br />it SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement, A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsoment(s). <br />DISCLAIMER <br />This Certificate of Insurance does not constitute a contract between the issuing insurer(s), authorized <br />representative or producer, and the, certificate holier. nor does it affirmatively or negatively amend, <br />extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 25 <br />1.11 W" -11-)4i� °:.fPY": ;NLlr : ar , <br />