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Page 2 of 2 <br />IMPORTANT <br />If the certificate holder Is an ADDITIONAL. INSURED, the polfcy(les) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s) <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder In lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of insurance on the reverse side of this form does not constitute a contract between <br />the Issuing insurer(s), authorized representative or producer, and the certificate holder, nor does It <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD25-S(7197) Colli1053959 To1i256174 Cert:d619A97