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Encumbrances, <br />a. Subordination. Except as provided otherwise herein, the provisions of <br />the Loan Agreement, this Restriction, the Notice of Affordability Restrictions and the Agency <br />Deed of TrUSt and Rider, the obligations herein and therein, shall be subordinate only to the First <br />Lien on the Pro efty and, if applicable, other loan(s) a as approved by the Executive Director, <br />including lien instruments that secure other Homebuyer purchase money and/or downpayrnent <br />assist nce, including without Ifinitation City, State of California, or federal affordable housi <br />