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<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01covering CGL on an
<br />“occurrence” basis, including products and completed operations, property damage, bodily injury and
<br />personal & advertising injury with limits no less than $1,000,000 per occurrence and $2,000,000
<br />aggregate. Required policy limits can be met with primary and umbrella/excess insurance policies.
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<br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any auto), with limits
<br />no less than $1,000,000 combined single limits. In the event Consultant does not maintain commercial
<br />automobile liability insurance, City will accept evidence of personal automobile insurance.
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<br />3. Workers’ Compensation: as required by the State of California, with Statutory Limits, and Employer’s
<br />Liability Insurance with limit of no less than $1,000,000 per accident, policy or employee, for bodily
<br />injury or disease. Coverage is not required if Consultant has no employees and signs request to waive
<br />such insurance.
<br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or claim, and
<br />$2,000,000 aggregate.
<br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each line of
<br />coverage shown above, City requires and shall be entitled to the broader coverage and/or the higher limits
<br />maintained by Consultant. Any available insurance proceeds in excess of the specified minimum limits of
<br />insurance and coverage shall be available to City.
<br />Other Insurance Provisions
<br />The above required insurance policies are to contain or be endorsed to contain the following provisions:
<br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be covered as
<br />additional insureds, under Consultant’s CGL, Professional Liability, and Automobile Liability policies,
<br />with respect to any liability arising out of work or operations performed by or on behalf of the Instructor
<br />including materials, parts, equipment, and personnel furnished in connection with such work or
<br />operations.
<br />2. Consultant’s Insurance company(ies) agrees to waive all rights of subrogation against City, its City
<br />Council, its officers, officials, employees, agents, and volunteers for losses paid under the terms of any
<br />policy which arise from work performed by Consultant under this Agreement.
<br />3. For any claims related to this contract, Consultant’s insurance coverage shall be primary and any
<br />insurance maintained by City, its City Council, its officers, officials, employees, agents, or volunteers
<br />shall not contribute with it.
<br />4. A severability of interest provision must apply for all the additional insureds, ensuring that Consultant’s
<br />insurance shall apply separately to each insured against whom a claim is made or suit is brought, except
<br />with respect to the insurer’s limits of liability.
<br />5. Insurance policies required herein shall provide that coverage shall not be canceled, suspended, voided,
<br />reduced in coverage or in limits, non-renewed by the carrier, or materially changed except after thirty (30)
<br />days prior written notice has been given to City. Ten (10) days prior written notice shall be provided to
<br />City for policy cancellation or non-renewal due to non-payment of premium.
<br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention:
<br />Jennifer Arellano, 20 Civic Center Plaza, M-96, Santa Ana, CA 92701. The name and location of project
<br />must be included in the Description of Operations section of each certificate.
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