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<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
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<br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01covering
<br />CGL on an “occurrence” basis, including products and completed operations, property
<br />damage, bodily injury and personal & advertising injury with limits no less than $2,000,000
<br />per occurrence and $4,000,000 aggregate. Required policy limits can be met with primary and
<br />umbrella/excess insurance policies.
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<br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any auto),
<br />with limits no less than $1,000,000 combined single limits. In the event Consultant does not
<br />maintain commercial automobile liability insurance, City will accept evidence of personal
<br />automobile insurance.
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<br />3. Workers’ Compensation: as required by the State of California, with Statutory Limits, and
<br />Employer’s Liability Insurance with limit of no less than $1,000,000 per accident, policy or
<br />employee, for bodily injury or disease. Coverage is not required if Consultant has no employees
<br />and signs request to waive such insurance.
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<br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or
<br />claim, and $2,000,000 aggregate.
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<br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements
<br />for each line of coverage shown above, City requires and shall be entitled to the broader
<br />coverage and/or the higher limits maintained by Consultant. Any available insurance proceeds
<br />in excess of the specified minimum limits of insurance and coverage shall be available to City.
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<br />Other Insurance Provisions
<br />The above required insurance policies are to contain or be endorsed to contain the following
<br />provisions:
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<br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be
<br />covered as additional insureds, under Consultant’s CGL, Professional Liability, and
<br />Automobile Liability policies, with respect to any liability arising out of work or operations
<br />performed by or on behalf of the Instructor including materials, parts, equipment, and
<br />personnel furnished in connection with such work or operations.
<br />2. Consultant’s Insurance company(ies) agrees to waive all rights of subrogation against City, its
<br />City Council, its officers, officials, employees, agents, and volunteers for losses paid under the
<br />terms of any policy which arise from work performed by Consultant under this Agreement.
<br />3. For any claims related to this contract, Consultant’s insurance coverage shall be primary and
<br />any insurance maintained by City, its City Council, its officers, officials, employees, agents,
<br />or volunteers shall not contribute with it.
<br />4. A severability of interest provision must apply for all the additional insu reds, ensuring that
<br />Consultant’s insurance shall apply separately to each insured against whom a claim is made or
<br />suit is brought, except with respect to the insurer’s limits of liability.
<br />5. Insurance policies required herein shall provide that coverage shall not be canceled, suspended,
<br />voided, reduced in coverage or in limits, non-renewed by the carrier, or materially changed
<br />except after thirty (30) days prior written notice has been given to City. Ten (10) days prior
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