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40 <br /> HI SCOX Hiscox Insurance Company Inc. <br /> Policy Number: P100.077.964.8 <br /> Named Insured: MICHAEL RANESES <br /> Endorsement Number: 18 <br /> Endorsement Effective: 02/01/2025 <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> MODIFIED WAIVER OF TRANSFER OF RIGHTS OF <br /> RECOVERY AGAINST OTHERS TO US <br /> This endorsement modifies insurance provided under the following: <br /> COMMERCIAL GENERAL LIABILITY COVERAGE PART <br /> The following is added to Paragraph 8. Transfer Of <br /> Rights Of Recovery Against Others To Us of <br /> Section IV—Conditions: <br /> You may waive your rights against another party so <br /> long as you do so in writing prior to: (i) an offense <br /> arising out of your business that caused a "personal <br /> and advertising injury"; or (ii) an "occurrence" that <br /> caused "bodily injury" or"property damage". <br /> CGL E5402 CW(03/10) Page 1 of 1 <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />