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shall be at least as broad as:
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br />covering CGL on an "occurrence" basis, including products and completed operations,
<br />property damage, bodily injury and personal & advertising injury with limits no less than
<br />$1,000,000 per occurrence and $2,000,000 aggregate.
<br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1
<br />(any auto), with combined single limits of $1,000,000. In the event Contractor does not
<br />maintain commercial automobile liability insurance, City will accept evidence of personal
<br />automobile insurance with existing limits, which can be lower than $1,000,000.
<br />• Workers' Compensation (W/C): as required by the State of California, with statutory
<br />limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per
<br />accident, per employee, per policy for bodily injury or disease. This requirement can be
<br />waived if Contractor has no employees.
<br />If Contractor maintains broader coverage and/or higher limits than the minimums shown above,
<br />City requires and shall be entitled to the broader coverage and/or the higher limits maintained by
<br />Contractor. Any available insurance proceeds in excess of the specified minimum limits of
<br />insurance and coverage shall be available to City.
<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br />1. CGL and AL policies: City of Santa Ana, its City Council, its officers, officials,
<br />employees, agents, and volunteers are to be covered as additional insureds with respect to
<br />liability arising out of work or operations performed by or on behalf of the Contractor
<br />including materials, parts, equipment, and personnel furnished in connection with such
<br />work or operations.
<br />2. All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br />subrogation against City, its City Council, its officers, officials, employees, agents, and
<br />volunteers for losses paid under the terms of any policy which arise from work performed
<br />by Contractor for City.
<br />3. All required insurance policies: For any claims related to this contract, Contractor's
<br />insurance coverage shall be primary and any insurance maintained by City, its City
<br />Council, its officers, officials, employees, agents, or volunteers shall not contribute with it.
<br />4. All required insurance policies: A severability of interest provision must apply for all the
<br />additional insureds, ensuring that Contractor's insurance shall apply separately to each
<br />insured against whom a claim is made or suit is brought, except with respect to the insurer's
<br />limits of liability.
<br />5. Each insurance policy required herein shall provide that coverage shall not be canceled,
<br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or
<br />materially changed except after thirty (30) days prior written notice has been given to City.
<br />Ten (10) days prior written notice shall be provided to City for policy cancellation or non -
<br />renewal due to non-payment.
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