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XN <br />Palomar <br />COMMERCIAL INLAND MARINE DECLARATIONS <br />INSURING AGREEMENT <br />Named Insured and Mailing Address: <br />Producer No.: PSIC-27-18 <br />S. Philips Surety & Insurance Services, Inc <br />Ester Sadusky <br />Ron Shashua - BNS Construction <br />18440 Hatteras St #33 <br />Tarzana, CA 91356 <br />Policy Number: CPBRP-25-1249522-00 <br />Effective Date: 06/01/2025 - 05/31/2026 <br />Issued by the insurance companies indicated below, herein called the Company: <br />PALOMAR SPECIALTY INSURANCE COMPANY <br />Policy Period <br />Insurance is issued by the Company in consideration of payment of the required premium. <br />This policy is issued for the period 12:01 AM standard time at the Named Insured's mailing address shown above: <br />From: 06/01/2025 <br />To: 05/31/2026 <br />This Insuring Agreement together with the Premium Summary, Forms and Endorsements List, Declarations, Policy <br />Forms, and Endorsements comprise this policy. Insurance is provided at those locations and for those coverages and <br />Limits of Insurance shown in the Declarations and most recent Statement of Values. Endorsements may contain separate <br />deductibles and limits or sub -limits of insurance. <br />Certain words and phrases in this policy have specific meaning. The meaning of such words and phrases are found in <br />the Definitions. Definitions that apply to individual forms or endorsements will be noted in those forms and <br />endorsements. These definitions apply to the entire policy and any endorsements to it. Titles of the various paragraphs <br />of this policy and of endorsements attached to the policy are inserted solely for convenience or reference and shall not <br />be deemed in any way to limit or affect provisions to which they relate. <br />You are presumed to have actually read this policy and understood its terms, whether this is the first policy year or a <br />renewal of a prior policy. Please review the entire policy immediately and contact us or your agent or broker with any <br />questions you may have. <br />PLMR DEC -BR V20_4 Page I 1 <br />