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will pay on behalf of the additional insured is the <br /> amount of insurance: <br /> 1. Required by the contract or agreement; or <br /> 2. Available under the applicable limits of <br /> insurance; <br /> whichever is less. <br /> This endorsement shall not increase the <br /> applicable limits of insurance. <br /> Page 2 of 2 © Insurance Services Office, Inc., 2018 CG 20 10 12 19 <br />