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Form SL 00 00 10 18 Page 11 of 22
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
<br />(c)Employment-related practices,policies,acts or omissions,such as coercion,demotion,evaluation,
<br />reassignment,discipline,defamation,harassment,humiliation,discrimination,malicious prosecution
<br />or false arrest directed at that person; or
<br />(2)The spouse,child,parent,brother or sister of that person as a consequence of "bodily injury"or "personal
<br />and advertising injury"to that person at whom any of the employment-related practices described in
<br />Paragraphs (a), (b),or (c)above is directed.
<br />This exclusion applies:
<br />(1)Whether the injury-causing event described in Paragraphs (a),(b),or (c)above occurs before
<br />employment, during employment or after employment of that person;
<br />(2)Whether the insured may be liable as an employer or in any other capacity; and
<br />(3)To any obligation to share damages with or repay someone else who must pay damages because of the
<br />injury.
<br />s.Asbestos
<br />(1)"Bodily injury","property damage"or "personal and advertising injury"arising out of the "asbestos
<br />hazard".
<br />(2)Any damages, judgments, settlements, loss, costs or expenses that:
<br />(a)May be awarded or incurred by reason of any claim or “suit”alleging actual or threatened injury or
<br />damage of any nature or kind to persons or property which would not have occurred in whole or in
<br />part but for the "asbestos hazard";
<br />(b)Arise out of any request,demand,order or statutory or regulatory requirement that any insured or
<br />others test for,monitor,clean up,remove,encapsulate,contain,treat,detoxify or neutralize or in any
<br />way respond to or assess the effects of an "asbestos hazard"; or
<br />(c)Arise out of any claim or “suit”for damages because of testing for,monitoring,cleaning up,removing,
<br />encapsulating,containing,treating,detoxifying or neutralizing or in any way responding to or
<br />assessing the effects of an "asbestos hazard".
<br />t.Recording And Distribution Of Material Or Information In Violation Of Law
<br />"Bodily injury","property damage",or "personal and advertising injury"arising directly or indirectly out of any
<br />action or omission that violates or is alleged to violate:
<br />(1)The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law;
<br />(2)The CAN-SPAM Act of 2003, including any amendment of or addition to such law;
<br />(3)The Fair Credit Reporting Act (FCRA),and any amendment of or addition to such law,including the Fair
<br />and Accurate Credit Transaction Act (FACTA); or
<br />(4)Any federal,state or local statute,ordinance or regulation,other than the TCPA,CAN-SPAM Act of 2003
<br />or FCRA and their amendments and additions,that addresses,prohibits or limits the printing,
<br />dissemination,disposal,collecting,recording,sending,transmitting,communicating or distribution of
<br />material or information.
<br />Damage To Premises Rented To You – Exception For Damage By Fire, Lightning Or Explosion
<br />Exclusions c.through h.and k.through o.do not apply to damage by fire,lightning or explosion to premises
<br />rented to you or temporarily occupied by you with permission of the owner.A separate limit of insurance applies
<br />to this coverage as described in Section D. Liability And Medical Expenses Limits Of Insurance.
<br />2.Applicable To Medical Expenses Coverage
<br />We will not pay expenses for "bodily injury":
<br />a.Any Insured
<br />To any insured, except "volunteer workers".
<br />b.Hired Person
<br />To a person hired to do work for or on behalf of any insured or a tenant of any insured.
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