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MINIMUM SCOPE OF INSURANCE
<br /> Coverage shall be at least as broad as:
<br /> 1. Commercial General Liability (CGL): Insurance Services Office Norm CG 00 01 covering CGL on an
<br /> "occurrence" basis, including products and completed operations,property damage, bodily injury and
<br /> personal & advertising injury with limits no less than$5,000,000 per occurrence and S10,000,000 in the
<br /> aggregate.Umbrella and excess insurance policies can be used to meet the required limits.
<br /> 2. Automobile Liability (AL): Insurance Services Office Form CA 0001 covering Code 1 (any
<br /> auto), with combined single limit no less than$5,000,000.
<br /> 3. Workers' Compensation (WC): as required by the State of California, with Statutory Limits,
<br /> and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for bodily
<br /> injury or disease.
<br /> 4. Builder's Risk (Course of Construction)(BR): Utilizing an "All Risk" (Special Perils)
<br /> coverage form, with limits equal to the completed value of the project and no co-insurance
<br /> penalty provisions.
<br /> 5. Professional Liability (PL): With limits no less than $3,000,000 per occurrence or claim, and
<br /> $4,000,000 policy aggregate,
<br /> G. Pollution Legal Liability and/or Errors and Omissions (PLL): With limits no less than
<br /> $1,000,000 per occurrence or claim, and$2,000,000 policy aggregate.
<br /> These insurance requirements shall not in any way act to reduce coverage that is broader or
<br /> includes higher limits than the minimums shown above. If the Consultant maintains broader
<br /> coverage and/or higher limits than the minimums shown above, the City shall be entitled to the
<br /> broader coverage and/or higher limits maintained by the Consultant. Insurance provided under
<br /> this contract shall not contain any restrictions or limitations which are inconsistent with the
<br /> City's rights under this contract.
<br /> Self-Insured Retentions
<br /> Self-insured retentions must be declared to and approved by the City. At the option. of City,
<br /> Consultant shall cause its insurer(s) to reduce or eliminate such self-insured retentions as respects
<br /> City; or Consultant shall provide a financial guarantee satisfactory to City guaranteeing payment
<br /> of loss and related investigations, claim administration, and defense expenses.
<br /> Other Insurance Provisions
<br /> The insurance policies are to contain, or be endorsed to contain,the following provisions:
<br /> 1. City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers are to
<br /> be covered as additional insureds on Consultant's CGL and AL policies with respect to liability
<br /> arising out of work operations performed by or on behalf of Consultant including materials,parts,
<br /> and equipment furnished in connection with such work or operations and automobiles owned,
<br /> leased, hired, or borrowed by or on behalf of Consultant. Additional insured status can be
<br /> provided in the form of an endorsement to Consultant's insurance.
<br /> 2. For any claims related to this project, Consultant's insurance coverage shall be primary
<br /> insurance coverage as respects City of Santa Ana, its City Council, officers, officials, employees,
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