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<br />Page 12 of 18
<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
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<br />SUBRECIPIENT shall maintain limits of insurance coverage in the following minimum amounts and
<br />shall be at least as broad as:
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<br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br />CGL on an “occurrence” basis, including products and completed operations, property damage,
<br />bodily injury and personal & advertising injury with limits no less than $1,000,000 per
<br />occurrence and $2,000,000 aggregate.
<br />2. Sexual Abuse or Molestation Liability (SAML): If the CGL policy referenced above is not
<br />endorsed to include affirmative coverage for sexual abuse or molestation, SUBRECIPIENT
<br />shall obtain and maintain a policy covering Sexual Abuse and Molestation with a limit of no
<br />less than $1,000,000 per occurrence or claim.
<br />3. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any
<br />auto), with combined single limits of $1,000,000. In the event SUBRECIPIENT does not
<br />maintain commercial automobile liability insurance, City will accept evidence of personal
<br />automobile insurance with existing limits, which can be lower than $1,000,000.
<br />4. Workers’ Compensation (W/C): as required by the State of California, with statutory limits,
<br />and Employer’s Liability Insurance with limit of no less than $1,000,000 per accident, per
<br />employee, per policy for bodily injury or disease. This requirement can be waived if
<br />SUBRECIPIENT has no employees.
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<br />If SUBRECIPIENT maintains broader coverage and/or higher limits than the minimums shown
<br />above, City requires and shall be entitled to the broader coverage and/or the higher limits
<br />maintained by SUBRECIPIENT. Any available insurance proceeds in excess of the specified
<br />minimum limits of insurance and coverage shall be available to City.
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<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
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<br />1. CGL, SAML and AL policies: City of Santa Ana, its City Council, its officers, officials,
<br />employees, agents, and volunteers are to be covered as additional insureds with respect to
<br />liability arising out of work or operations performed by or on behalf of the SUBECIPIENT
<br />including materials, parts, equipment, and personnel furnished in connection with such work or
<br />operations.
<br />2. All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br />subrogation against City, its City Council, its officers, officials, employees, agents, and
<br />volunteers for losses paid under the terms of any policy which arise from work performed by
<br />SUBRECIPIENT for City.
<br />3. All required insurance policies: For any claims related to this contract, SUBRECIPIENT’s
<br />insurance coverage shall be primary and any insurance maintained by City, its City Council, its
<br />officers, officials, employees, agents, or volunteers shall not contribute with it.
<br />4. All required insurance policies: A severability of interest provision must apply for all the
<br />additional insureds, ensuring that SUBRECIPIENT’s insurance shall apply separately to each
<br />insured against whom a claim is made or suit is brought, except with respect to the insurer’s
<br />limits of liability.
<br />5. Each insurance policy required herein shall provide that coverage shall not be canceled,
<br />suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or materially
<br />EXHIBIT 2
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<br />City Council 10 – 122 7/1/2025
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