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. Administrative Plan 7/1/2025 <br /> <br />Page 3-25 <br />A property is considered suitable for occupancy unless the family demonstrates that it: <br /> Does not meet the disability-related needs for all members of the family (e.g., physical <br />accessibility requirements, disability-related need for additional bedrooms, proximity to <br />accessible transportation, etc.); <br /> Is not sufficient for the size of the family; <br />SAHA Policy <br />SAHA defines not sufficient for the size of the family as being overcrowded based on <br />space standards in Chapter 8 of this policy. <br /> Is geographically located so as to be a hardship for the family (e.g., the distance or <br />commuting time between the property and the family's place of work or school would be a <br />hardship to the family, as determined by the PHA or owner); <br />SAHA Policy <br />In general, SAHA defines a geographic hardship to include when a family members’ <br />work, school, health care provider, or other necessary service is located an unreasonable <br />distance from the real property or there is a lack of adequate transportation options for the <br />family to access work, school, health care, or other necessary services. SAHA will <br />consider circumstantial details a family faces when determining whether a geographic <br />hardship is present. <br /> Is not safe to reside in because of the physical condition of the property (e.g., property’s <br />physical condition poses a risk to the family’s health and safety and the condition of the <br />property cannot be easily remedied); or <br /> Is not a property that a family may reside in under the state or local laws of the jurisdiction <br />where the property is located. <br />If a family meets one of the above exceptions, the real property is not automatically excluded <br />from the calculation of net family assets. Unless the real property is specifically excluded from <br />net family assets as described in 24 CFR 5.603 and Chapter 6 of this policy, it will be included in <br />net family assets. If the value of that real property brings the net family assets above the HUD- <br />published asset limitation amount, the family is out of compliance with the asset limitation. <br />See Chapter 7 for information on verifying net family assets for purposes of the asset limitation. <br />EXHIBIT 1