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MINIMUM SCOPE OF INSURANCE <br /> Coverage shall be at least as broad as: <br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br /> covering CGL on an "occurrence" basis, including products and completed operations, <br /> property damage, bodily injury and personal & advertising injury with limits no less than <br /> $1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br /> with primary and umbreIla/excess insurance policies. <br /> 2.Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any <br /> auto), with limits no less than$1,000,000 combined single limits. In the event Consultant <br /> does not maintain commercial automobile liability insurance, City will accept evidence of <br /> personal automobile insurance. <br /> 3. Workers' Compensation: as required by the State of California,with Statutory Limits, <br /> and Employer's Liability Insurance with limit of no less than $1,000,000 per accident for <br /> bodily injury or disease. Coverage is not required if Consultant has no employees and signs <br /> request to waive such insurance. <br /> 4. Professional Liability: with limits no less than $1,000,000 per occurrence or claim, <br /> $2,000,000 aggregate. <br /> If the Consultant maintains broader coverage and/or higher limits than the minimum requirements <br /> for each line of coverage shown above, City requires and shall be entitled to the broader coverage <br /> and/or the higher Urn its maintained by Consultant. Any available insurance proceeds in excess of <br /> the specified minimum limits of insurance and coverage shall be available to City. <br /> Other Insurance Provisions <br /> The insurance policies are to contain, or be endorsed to contain,the following provisions: <br /> I. City, its City Council, its officers, officials, employees, agents, and volunteers are to <br /> be covered as additional insureds, under Consultant's CGL,Professional Liability, and <br /> Automobile Liability policies, with respect to any liability arising out of work or <br /> operations performed by or on behalf of the Instructor including materials, parts, <br /> equipment, and personnel furnished in connection with such work or operations. <br /> 2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against <br /> City, its City Council, its officers, officials, employees, agents, and volunteers for <br /> losses paid under the terms of any policy which arise from work performed by <br /> Consultant under this Agreement. <br /> 3. For any claims related to this contract, Consultant's insurance coverage shall be <br /> primary and any insurance maintained by City, its City Council, its officers, officials, <br /> employees, agents, or volunteers shall not contribute with it. <br /> 4. A severability of interest provision must apply for all the additional insureds, ensuring <br /> that Consultant's insurance shall apply separately to each insured against whore a claim <br /> is made or suit is brought,except with respect to the insurer's limits of liability. <br /> 5. Insurance policies required herein shall provide that coverage shall not be canceled, <br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br />