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I. Item 4. Coverage Extensions, of d. Contraband or property in the course <br /> Paragraph A. Coverage, under SECTION of illegal transportation or trade. <br /> Ill. PHYSICAL DAMAGE COVERAGE, is e. "Loss" caused by theft, unless there is <br /> amended to add: evidence of forced entry into the <br /> We will pay any resulting rental covered "auto" and a police report is <br /> reimbursement expenses incurred by you for filed. <br /> a rental of an "auto" because of"loss"to a K. Accidental Airbag Discharge Coverage <br /> covered "auto" up to a maximum of$100 per <br /> day, for a maximum of 30 days for the same Item 3.a. of Paragraph B. Exclusions under <br /> physical damage"loss", subject to the SECTION III—PHYSICAL DAMAGE <br /> following conditions: COVERAGE is amended to read: <br /> a. We will provide rental reimbursement a. Wear and tear, freezing, mechanical <br /> incurred during the policy period or electrical breakdown. The <br /> beginning 24 hours after the "loss" and exclusion relating to mechanical <br /> ending, regardless of the policy break-down does not apply to the <br /> expiration, with the number of days accidental discharge of an air bag. <br /> reasonably required to repair or replace L. Loan or Lease Gap Coverage <br /> the covered "auto". If the "loss" is Paragraph C. Limit Of Insurance under <br /> caused by theft, this number of days is SECTION III— PHYSICAL DAMAGE <br /> the number of days it takes to locate the COVERAGE is amended to add: <br /> covered "auto" and return it to you or the <br /> number of days it takes for the claim to If a covered "auto" is owned or leased and <br /> be settled, whichever comes first. if we provide Physical Damage Coverage <br /> on it, we will pay, in the event of a covered <br /> b. Our payment is limited to necessary and total "loss", any unpaid amount due on the <br /> actual expenses incurred. lease or loan for a covered "auto", less: <br /> c. This coverage does not apply while a. The amount paid under the Physical <br /> there are spare or reserve "autos" Damage Coverage Section of the <br /> available to you for your operations. policy; and <br /> d. If a"loss" results from the total theft of a b Any: <br /> covered "auto" of the private passenger <br /> type, we will pay under this coverage (1) Overdue lease or loan <br /> only that amount of your rental payments including penalties, <br /> reimbursement expenses which is not interest or other charges <br /> already provided for under the Physical resulting from overdue <br /> Damage Coverage Extension. payments at the time of the <br /> J. "Personal Effects" Exclusion "loss'"; <br /> Paragraph B. Exclusions under SECTION (2) Financial penalties imposed <br /> III— PHYSICAL DAMAGE COVERAGE, is under a lease for excessive use, <br /> amended to add abnormal wear and tear iv high <br /> : mileage; <br /> "Personal Effects" Exclusion (3) Costs for extended warranties, <br /> We will not pay for"loss" to "personal Credit Life Insurance, Health, <br /> effects" of any of the following: Accident or Disability Insurance <br /> a. Accounts, bills, currency, deeds, purchased with the loan or <br /> evidence of debt, money, notes, lease; <br /> securities or commercial paper or (4) Security deposits not refunded <br /> other documents of value. by the lessor; and <br /> b. Bullion, gold, silver, platinum, or other (5) Carry-over balances from <br /> precious alloys or metals; furs or fur previous loans or leases <br /> garments;jewelry; watches; precious <br /> or semi-precious stones. <br /> c. Paintings, statuary and other works of <br /> art. <br /> `3r„_ag.yQco R[9k�DLV�91D11 <br /> REVIEWED&APPROVED BY. <br /> Risk Management Specialist <br /> CA990187 0715 Includes Copyrighted Material of Insurance Services Office- , NJ <br /> Used with permission <br />