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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> THE <br /> HAR1FQk� <br /> !VETERINARIAN'S PROFESSIONAL LIABILITY COVERAGE <br /> This endorsement modifies insurance provided under the following:. <br /> BUSINESS LIABILITY COVERAGE FORM <br /> Except as otherwise stated in this endorsement,the terms and conditions of the Policy apply <br /> Solely with respect to the"wrongful acts"coverage provided by this endorsement,the Business Liability Coverage Form is <br /> amended as follows: <br /> A. COVERAGES <br /> 1. Paragraph a. of the Insuring Agreement of Section A.COVERAGES is deleted and replaced by the following: <br /> Insuring Agreement <br /> a. We will pay those sums that the Insured becomes legally obligated to pay as "damages" because of"bodily <br /> injury", "property damage" or "personal and advertising injury" as a result of a "wrongful act" to which this <br /> insurance applies. We will have the right and duty to defend the insured against any claim or"suit" seeking <br /> those "damages". However, we will have no duty to defend the Insured against any claim or"suit" seeking <br /> "damages"for"wrongful acts"to which this insurance does not apply. <br /> We may, at our discretion, investigate any alleged"wrongful act"to which this insurance applies, and,with the <br /> insured's written consent, settle any claim or "suit" that may result. If the insured refuses to consent to a <br /> reasonable settlement recommended by us and acceptable to the claimant, then our liability to pay <br /> "damages" and Supplementary Payments shall not exceed the amount which we would have paid for <br /> "damages"and Supplementary Payments at the time the claim or"suit"could have been settled. But: <br /> (1) The amount we will pay for"damages" is limited as described in Section D. LIABILITY AND MEDICAL <br /> EXPENSES LIMITS OF INSURANCE;and <br /> (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment <br /> of judgments or settlements to which this insurance applies. <br /> No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for <br /> under Paragraph 3.Coverage Extension-Supplementary Payments. <br /> 2. Paragraphs 1.b.(1)(a) and 1.b.(1)(b) of the Insuring Agreement of Section A. COVERAGES are deleted and <br /> replaced by the following: <br /> b. This Insurance applies <br /> (1) to a"wrongful act"only if the"wrongful act": <br /> (a) Takes place in the"coverage territory"; and <br /> (b) Occurs during the policy period. <br /> 3. Paragraph 3.a.(2) of Coverage Extension — Supplementary Payments of Section A. COVERAGES, does not <br /> apply to the coverages provided by this endorsement. <br /> B. EXCLUSIONS <br /> 1. Exclusion 1.1. of Section B. EXCLUSIONS does not apply to injury or damage resulting from"wrongful acts". <br /> 2. Exclusion 1.k.(4) of Section B. EXCLUSIONS does not apply to injury or damage resulting from "wrongful acts" <br /> committed upon animals in the care, custody or control of the insured. <br /> 3. The following exclusions are added to Section B. EXCLUSIONS: <br /> This insurance does not apply to any"wrongful act", claim or"sult"arising out of or In any way related to: <br /> a. Any injury or damage for which the insured is obligated to pay "damages" by reason of the assumption of <br /> liability in a contract or agreement, including but not limited to liability assumed by an insured under any <br /> agreement guaranteeing the result of any treatment. <br /> Form SL 50 86 12 19 Page 1 of 5 <br /> ©2019,The Hartford <br /> (May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />