BNS CONSTRUCTION (OCFA FIRE STATION #70 REMODEL, ADA RESTROOM AND GENERATOR UPGRADE)

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Palomar PLMR BR 0001 BUILDERS RISK COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and what is not covered. Throughout this policy the words "you"and "your" refer to the Named Insured shown in the Declarations.The words "we," "us" and 'bur" refer to the Company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. Refer to Section F.- DEFINITIONS in this Coverage Form. We will pay for"loss"to Covered Property from any of the Covered Causes of Loss. I COVERED PROPERTY Covered property means your property or the property of others for which you are liable, consisting of: Buildings or structures as described in this Coverage Form Declarations while under construction, erection, or fabrication, including the costs of foundations and underground property such as pipes, flues, drains, electrical wires, piers, and pilings; and excavation, grading, and filling; if such costs are included in the completed value of the project. Materials, supplies, furniture and appliances, machinery, equipment and fixtures which will become a permanent part of the buildings or structures at the project site described in this Coverage Form Declarations. Temporary buildings or structures at the project site described in this Coverage Form Declarations. Scaffolding, construction forms, fences, and office trailers at the project site described in this Coverage Form Declarations if such values are included in the completed value of the project; and Temporary enclosure materials and associated installation labor if such values are included in the completed value of the project. t "Useable Existing Structures)", but only when a Limit of Insurance appears in the Policy Declarations. 2. PROPERTY NOT COVERED Covered Property does not include: Machinery, tools, equipment, and other property not intended to become a permanent part of the project, except as specified in A.1. above; Trees, shrubs, sod, and plants. But we do cover such property at the project site for "loss" caused by or resulting from fire, lightning, explosion, civil disturbance, riot, vehicles, aircraft, theft or vandalism if such values are included in the completed value of the project. Property while waterborne except on regularly scheduled ferries; Contraband or property in the course of illegal transportation or trade; Land (including land on which the property is located) or water: Accounts, bills, currency, deeds, evidences of debt, money, notes or securities; or Buildings or Structures that exist prior to any alteration, addition, improvement, renovation or repair, unless a limit for"Useable Existing Structure(s)" is shown in the Declarations as described in A.1.f. above. PLMR BR 0001 V20_03