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(4) Discovery of willful or grossly negligent B. The following provision is added to the <br /> acts or omissions, or of any violations of Cancellation Common Policy Condition: <br /> state laws or regulations establishing 7. Residential Property <br /> safety standards, by you or your <br /> representative, which materially This provision applies to coverage on real <br /> increase any of the risks insured property which is used predominantly for <br /> against, residential purposes and consisting of not <br /> (5) Failure by you or your representative to more than four dwelling units, and to coverage <br /> implement reasonable Inns control on tenants household personal property in a <br /> residential unit, if such coverage is written <br /> requirements, agreed to by you as a <br /> under one of the following: <br /> condition of policy issuance, or which <br /> were conditions precedent to our use of Commercial Property Coverage Part Farm <br /> a particular rate or rating plan, if that Coverage Part - Farm Property - Farm <br /> failure materially increases any of the Dwellings, Appurtenant Structures And <br /> risks insured against. Household Persona! Property Coverage Form <br /> (6) A determination by the Commissioner a. If such coverage has been in effect for 60 <br /> of Insurance that the: days or less, and is not a renewal of <br /> coverage we previously issued, we may <br /> (a) Loss of, or changes in, our cancel this coverage for any reason, except <br /> reinsurance covering all or part of as provided in b. and c.below. <br /> the risk would threaten our financial b. We may not cancel this policy solely <br /> integrity or solvency; or because the first Named Insured has: <br /> (b) Continuation of the policy coverage (1) Accepted an offer of earthquake <br /> would: <br /> (i) Place us in violation of California coverage;or <br /> law or the laws of the state (2) Cancelled or did not renew a policy <br /> where we are domiciled; or issued by the California Earthquake <br /> Authority (CEA) that included an <br /> (ii) Threaten our solvency. earthquake policy premium surcharge. <br /> (7) A change by you or your representative However, we shall cancel this policy if the <br /> in the activities or property of the first Named Insured has accepted a new or <br /> commercial or industrial enterprise, renewal policy issued by the CEA that <br /> which results in a materially added, includes an earthquake policy premium <br /> increased or changed risk, unless the surcharge but fails to pay the earthquake <br /> added, increased or changed risk is policy premium surcharge authorized by <br /> included in the policy. the CEA. <br /> b. We will mail or deliver advance written c. We may not cancel such coverage solely <br /> notice of cancellation, stating the reason for because corrosive soil conditions exist on <br /> cancellation, to the first Named Insured, at the premises. This restriction (c.) applies <br /> the mailing address shown in the policy, only if coverage is subject to one of the <br /> and to the producer of record, at least: following, which exclude lass or damage <br /> (1) 10 days before the effective date of caused by or resulting from corrosive soil <br /> cancellation if we cancel for conditions: <br /> nonpayment of premium or discovery of (1) Commercial Property Coverage Part - <br /> fraud; or Causes Of Loss-Special Form;or <br /> (2) 30 days before the effective date of (2) Farm Coverage Part - Causes Of Loss <br /> cancellation if we cancel for any other Form - Farm Property, Paragraph D. <br /> reason listed in Paragraph 3.a. Covered Causes Of Loss-Special. <br /> Page 2 of 4 O Insurance Services Office, Inc., 2019 IL 02 7012 19 <br />