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d. We will not refuse to renew such coverage 3. We are not required to send notice of <br /> solely because corrosive soil conditions nonrenewal in the following situations: <br /> exist on the premises, This restriction (d.) a. If the transfer or renewal of a policy,without <br /> applies only if coverage is subject to one of any changes in terms, conditions or rates, is <br /> the following, which exclude loss or between us and a member of our insurance <br /> damage caused by or resulting from group. <br /> corrosive soil conditions: b. If the policy has been extended for 90 days <br /> (1) Commercial Property Coverage Part - or less, provided that notice has been given <br /> Causes Of Loss-Special Form; or in accordance with Paragraph C.1. <br /> (2) Farm Coverage Part - Causes Of Loss c. If you have obtained replacement coverage, <br /> Form - Farm Property, Paragraph D. or if the first Named Insured has agreed, in <br /> Covered Causes Of Loss-Special, writing, within 60 days of the termination of <br /> e. If a state of emergency under California the policy,to obtain that coverage. <br /> Law is declared and the residential property d. If the policy is for a period of no more than <br /> is located in any ZIP Code within or 60 days and you are notified at the time of <br /> adjacent to the fire perimeter, as issuance that it will not be renewed. <br /> determined by California Law, we may not e. If the first Named Insured requests a <br /> nonrenew this policy for one year, change in the terms or conditions or risks <br /> beginning from the date the state of covered by the policy within 60 days of the <br /> emergency is declared, solely because the end of the policy period, <br /> dwelling or other structure is located in an <br /> area in which a wildfire has occurred, f. If we have made a written offer to the first <br /> However,we may nonrenew: Named Insured, in accordance with the <br /> timeframes shown in Paragraph CA., to <br /> (1) If willful or grossly negligent acts or renew the policy under changed terms or <br /> omissions by the Named Insured, or his conditions or at an increased premium rate, <br /> or her representatives, are discovered when the increase exceeds 25%. <br /> that materialfy increase any of the risks <br /> insured against; <br /> (2) If losses unrelated to the postdisaster <br /> loss condition of the property have <br /> occurred that would collectively render <br /> the risk ineligible for renewal; or <br /> (3) If there are physical changes In the <br /> property insured against, beyond the <br /> catastrophe-damaged condition of the <br /> structures and surface landscape, <br /> which result in the property becoming <br /> uninsurable. <br /> Page 4 of 4 ©Insurance Services Office, Inc., 2019 IL 02 7012 19 <br />