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each insured against whom a claim is made or suit is brought, except with respect to <br /> the insurer's limits of liability. <br /> 5. Each insurance policy required herein shall provide that coverage shall not be canceled, <br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br /> materially changed except after thirty(30) days prior written notice has been given to <br /> City. Ten (10) days prior written shall be provided to City for policy cancellation or <br /> non-renewal due to non-payment. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br /> Ana, Attention: Executive Director, Community Development Agency, 20 Civic <br /> Center Plaza M-25, Santa Ana, CA 92701. The name and location of event should be <br /> included in the Description of Operations section of each certificate. <br /> Self-.Insured Retentions <br /> Self-insured retentions must be declared to and approved by the City. City may require Consultant <br /> to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br /> investigations, claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the state of California <br /> with a current A.M. Best's rating of no less than ANII,unless otherwise acceptable to the City. <br /> Verification of Coverage <br /> Consultant shall furnish the City with original certificates and including all required amendatory <br /> endorsements (or copies of the applicable policy language effecting coverage required by this <br /> clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy <br /> endorsements to the City before work begins. However, failure to obtain the required documents <br /> prior to the work beginning shall not waive the Consultant's obligation to provide them. The City <br /> reserves the right to require complete, certified copies of all required insurance policies, including <br /> endorsements required by these specifications, at any time. <br /> Claims Marie Policies <br /> If any of the required policies provide coverage on a claims-made basis: <br /> 1. The retroactive date must be shown and must be before the date of the contract or the beginning <br /> of work. <br /> 2. Insurance must be maintained and evidence of insurance must be provided for at least three (3) <br /> years after completion of work. <br /> 3. If coverage is canceled or non-renewed, and not replaced with another claims-made policy form <br /> with a retroactive date prior to the contract effective date, Consultant must purchase "extended <br /> reporting"coverage for a minimum of three (3) years after completion of work. <br /> Subcontractors <br /> Consultant shall require and verify that all sub-contractors maintain insurance meeting all the <br /> requirements stated herein, and Consultant shall ensure that City is an additional insured on <br /> insurance required from sub-contractors. <br /> Page 4 of 10 <br /> #426946vl <br />