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2. With respect to Drive Other Car Coverage only, Paragraph A.1. Who is an Insured of Section II— Liability Coverage is amended to include as an "insured" the following: If you are designated in the Declarations as: a. An individual, you and your spouse. b. A partnership, your partners and their spouses. c. An organization other than an individual or a partnership, your"executive officers" and their spouses. 3. Limit of Insurance and Deductible The most we will pay for Drive Other Car Coverage is the single highest Limit of Insurance for the applicable coverage for an "auto" you own. The Deductible for Drive Other Car Coverage is the largest Deductible for the applicable coverage for an "auto" you own. 4. Other Insurance Regardless of the existence of other insurance or Paragraph B.5. Other Insurance of Section IV— Business Auto Conditions, Drive Other Car Coverage is primary. B. Section II —Covered Autos Liability Coverage 1. Additional Insured—Written Contract, Agreement, Permit or Authorization Paragraph A.1. Who is an Insured of Section II —Covered Autos Liability Coverage is amended to include as an additional"insured" any person or organization with whom you have agreed in a written contract, agreement, permit or authorization to provide insurance such as is afforded under this Coverage Form but only with respect to liability for"bodily injury" or"property damage" caused in whole or in part by your maintenance, operation or use of a covered "auto". But this insurance does not apply: a. Unless the written contract or agreement has been executed or the permit or authorization has been issued prior to the "accident" that caused the"bodily injury" or"property damage"; b. To any person or organization included as an "insured" under any other provisions of this policy, including this or any other endorsement; c. To the independent acts or omissions of such person or organization; or d. To any lessor of"autos"when their contract or agreement with you for such leased "auto" ends or the lessor or its agent takes possession of the"auto". 2. Broadened Named Insured Paragraph A.1. Who is an Insured of Section II —Covered Autos Liability Coverage is amended to include as a Named Insured any legally incorporated entity in which you maintain ownership of more than 50 percent of the voting stock on or after the effective date of this endorsement, but only if there is no other similar insurance available to that organization. This insurance does not apply to any organization that is an insured under another policy or would be an insured under such policy but for its termination or the exhaustion of its limits of insurance. 3. Employees as Insureds (Including Employee Hired Autos and Fellow Employee Coverage) a. Paragraph A.1. Who is an Insured of Section II —Covered Autos Liability Coverage is amended to include as an "insured" your"employee"while: (1) Using a covered "auto" you do not own, hire or borrow in your business or your personal affai rs. (2) Operating an "auto" hired or rented under a contract or agreement in that"employee's" name, with your permission, while performing duties related to the conduct of your business. b. Exclusion B.5. Fellow Employee of Section II —Covered Autos Liability is deleted. c. The following is added to B.5.b of Section IV—Business Auto Conditions: Any covered "auto" hired or rented without a driver by your"employee" under a contract or agreement in that"employee's" name, with your permission, while performing duties related to the conduct of your business is also deemed to be a covered "auto" you own. VCA 20106 18 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 2 of 5 Copyright 2018, Intact Insurance Group USA LLC