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<br />(1) The coverage afforded by this insurance is primary and non- <br /> <br />Paragraphs (1) and (2) do not apply to other insurance to which the <br />additional insured(s) has been added as an additional insured or to other <br />insurance described in paragraph b. below. <br />b. Excess Insurance <br />This insurance is excess over: <br />1. Any of the other insurance, whether primary, excess, contingent or on any other <br />basis: <br />(a) <br /> <br />(b) That is fire, lightning, or explosion insurance for premises rented <br />to you or temporarily occupied by you with permission of the <br />owner; <br />(c) That is insurance purchased by you to cover your liability as a <br />tenant for <br />you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, or <br />watercraft to the extent not subject to Exclusion g. of SECTION I <br /> COVERAGE A BODILY INJURY AND PROPERTY <br />DAMAGE. <br />(e) Any other insurance available to an additional insured(s) under this <br />Endorsement covering liability for damages which are subject to <br />this endorsement and for which the additional insured(s) has been <br />added as an additional insured by that other insurance. <br />(1) When this insurance is excess, we will have no duty under Coverages <br />A or B <br />insurer has a duty to defend the additional insured(s) against that <br /> If no other insurer defends, we will undertake to do so, but we <br />insurers. <br />(1) When this insurance is excess over other insurance, we will pay only <br />our share of the amount of the loss, if any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the <br />loss in the absence of this insurance; and <br />(b) The total of all deductible and self-insured amounts under all that other insurance. <br />(2) We will share the remaining loss, if any, with any other insurance that <br />is not described in this Excess Insurance provision and was not <br />bought specifically to apply in excess of the Limits of Insurance shown <br />in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits <br />contribution by equal shares, we will follow this method also. Under this <br />approach each insurer contributes equal amounts until it has paid its <br />applicable limit of insurance or none of the loss remains, whichever comes <br />first. <br />If any other the other insurance available to the additional insured(s) does <br />NIA-061B GL 01 25 Includes copyrighted material of Insurance Services Office, Inc. with its permission. <br /> <br />