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(2) Any covered''auto" hired or rented <br /> by your "employee"under a <br /> contract in thatindividual <br /> "employee's"name:wilh your <br /> permissim,,while:performing <br /> duties related to the eonduct`of <br /> your business. <br /> However, any"auto"that.is leased,Hired, <br /> rented or burrowed with a ddvor is ridt a. <br /> Covered"auto..". <br /> S. Unintentional Fail.ure'To Disclose <br /> Hazards <br /> Paragraph B. teneral Conditions under <br /> SECTION IV—gWSINESS.AUTO'CONDI- <br /> TIONS is arnended fo add. <br /> 9. Yraur failure to disclose all hazards <br /> cxisting;as of the inreptran:date of this. <br /> pak—shall not`grejudice th'e:caver�ge <br /> -; ffbrded by this poll ' .P rovided tliat. <br /> such failure to disclose all haiz,0 s i$not. <br /> intembonal, However,you must report <br /> Wdtf previously undisclosed:hezard$to <br /> us as 5o6ri ss practicable,after its <br /> discovery. <br /> T. Additional Definition <br /> $IECTI:ON V_DEFINITIONS is;Am ended to <br /> add: <br /> ``Psrsohal effects" means perogoal <br /> prdperty dwned by the"insurd0", <br /> "Downtime loss"means actual ids$of <br /> "Wu i 6" incorrie"'for-the period of time: <br /> that.;a cover%'d" utq": <br /> 1. Is out of service forrepair_or <br /> replacement.,as a result;:vf:a covered <br /> physical domage:"loss"and <br /> 2. is in tiie cgstody of'a ropair facility if <br /> 00 a total"Ivss <br /> ``gwsirioss lhoorine"Means <br /> 11. Net income(Net Profit or Loss <br /> before incomer taxes) that would <br /> have,been earned or Incurred; and <br /> Z. Conti nuing'normgl operating <br /> expenses Incurred, including payroll.. <br /> It' this enclotsement, Heactihas acid Titles <br /> are ineerted_stalely far he:converlidhce and. <br /> ease of.references They do not iiftdt the <br /> cciverage provider! by "this endoesiimer <br /> nor do they constitute any part of the:terms <br /> and. conditions of .this endorsement; All <br /> other policy wording not specifically <br /> changed, modified, or replaced by this <br /> o idnesement wording remains in effect. <br /> C'A99D187 0713 Includes Copyrighted Material of Insurance Services Offices, Inc. Page 5 of 5 <br /> Used with permiission <br />