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e. Athletics Activities b. "Employee"means: To a person injured while practicing for or (1) Any natural person: participating in any physical exercises or (a) While in your service or for 30 games, sports or athletic contests. This days following termination; exclusion does not apply to a person (b) Who you compensate directly by injured while providing instruction with salary, wages or commissions; respect to any physical exercises or and games, sports or athletic contests. E. Supplementary Payments — Coverages A And (c) Who you have the right to direct B is amended as follows; and control while performing services for you; or 1. Bail Bonds (2) Any natural person who is temporarily The limit for bail bonds in Paragraph 1.b. is furnished to you: amended to $2,500 in lieu of$250. (a) To substitute for a permanent 2. Loss Of Earnings "employee", as defined in The limit for actual loss of earnings in Paragraph (1) above, who is on Paragraph 1.d. is amended to $500 a day in leave; or lieu of$250 a day. (b) To meet seasonal or short-term 3. The following paragraphs are added: workload conditions; Employee Indemnification Defense but only while that person is subject Coverage to your direction and control and We will pay on your behalf defense costs performing services for you. incurred by an "employee" for a criminal (3) "Employee"does not mean any: proceeding occurring in the course of that (a) Agent, broker, person leased to "employee's"employment by you. you by a labor leasing firm, The most we will pay during any one policy factor, commission merchant, period is $25,000 regardless of the number of consignee, independent "employees", claims or "suits" brought, or contractor or other similar persons or organizations making claims or representative; or bringing "suits". (b) "Manager", director or trustee, Key And Lock Replacement — Janitorial except while performing acts Services Client Coverage within the scope of their We will pay for the cost to replace keys and employment by you or while locks at the "client's" premises due to theft or performing duties related to the lass of keys entrusted to you by your "client", conduct of your business. up to a $15,000 limit per "occurrence" and c. "Manager"means a person serving in a $15,000 policy aggregate. directorial capacity for a limited liability We will not pay for loss or damage resulting company. from theft or any other dishonest or criminal F. Section II — Who Is An Insured is amended as act committed by you or any of your partners, follows: members, officers, "employees", "managers", 1. The following are added as additional directors, trustees, authorized insureds when you and such person or representatives, or anyone else to whom you organization have agreed in a written contract entrust the keys of a "client" for any purpose, or written agreement that such person or whether acting alone or in collusion with other organization be added as an additional persons. insured on your policy. The written contract For the purposes of this coverage only: or written agreement must be in effect at the a. "Client" means an individual, company or inception of the policy period or become organization with whom you have a effective during the term of the policy period written contract or work order for your and must be executed prior to the bodily services at a described premises and injury", "property damage", "personal and who has billed far your services. advertising injury" covered under this Coverage Part. i PGL 53 70 06 19 PMA Companies, 2019 Page 4 of 9 INSURED COPY